Ionia County property record for 320 Mill St, Saranac, MI 48881
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,652 sqft |
| Lot Size | 0.883 acres (38,463 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Mar 2024) |
| Tax Bill | $3,782 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage Oct 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-021-012-000-060-10 |
| Primary APN | 34-021-012-000-060-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,652 sqft Living Area |
| 1st Floor Area | 1,168 sqft |
| Basement Area | 1,168 sqft |
| Unfinished Basement | 1,168 sqft |
| Lot Area | 38,463 sqft (0.883 acres) |
|---|---|
| Lot Dimensions | 184 ft deep x 209 ft wide |
| Garage Area | 1,120 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 320 MILL ST |
|---|---|
| City | SARANAC |
| State | MI |
| Zip | 48881-9709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE OF SARANAC PT NW 1/4 SEC 12 COM N 1/4 PO TH W 380.06FT TO POB; TH S 184.47FT, TH W 211.68FT, TH N 183.77FT, TH E |
| Legal Range | 08W |
| Legal Township | 06N |
| Legal Section | 12 |
| Jurisdiction | IONIA MI |
| Township / Civil Division | BOSTON |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 31301 |
320 Mill St is owned and occupied by two individuals who bought it in March 2024.
Source: Ionia County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 MILL ST, SARANAC, MI 48881-9709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2018 | Deed of Trust, Mortgage LAKE MICHIGAN CREDIT UNION |
| Oct 5, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2024 · Amount on File |
| Deed Sale | Mar 19, 2024 · Amount on File |
| Prior Sale | Aug 7, 2019 · Amount on File |
| Prior Transfer Date | Sep 24, 2018 |
| Prior Transfer Doc | 652/1103 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IONIA MI |
| Property Address | 320 MILL ST, SARANAC, MI 48881-9709 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000652/0000001105 |
|---|---|
| Date | Oct 5, 2018 |
| Book Page | 0000000652/0000001105 |
| Name | LAKE MICHIGAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 351 Months |
| Due | Jan 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | IONIA MI |
| Recording Date | Oct 5, 2018 |
| Property Address | 320 MILL ST, SARANAC, MI 48881-9709 |
| Document Number | 652/1103 |
| Book / Page | 652 / 1103 |
| Instrument Date | Sep 24, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 320 Mill St was $3,782 with a homeowner's exemption, up 36.2% from the year before.
Source: Ionia County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ionia County |
| County Subdivision | Boston Township |
| Municipality | Saranac Village |
| Unified School District | Saranac Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $126,600 (+8.86%) Land $46,600 Building $80,000 | $253,200 (+8.86%) Land $93,200 Building $160,000 | |
| 2025 | $3,782.00 (+36.19%) Homeowner's exemption | $116,300 Land $41,400 Building $74,900 | $232,600 Land $82,800 Building $149,800 |
| 2024 | $2,777.00 | ||
| 2023 | $91,700 Land $31,600 Building $60,100 | $183,400 Land $63,200 Building $120,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 320 Mill St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 15, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 320 Mill St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARANAC serves 1,343 people · EPA ID MI0005930 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2021 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Point Broadband Fixed Wireless | 200 / 50 |
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