320 Mill St, Cumberland, OH 43732 Property Records

Guernsey County property record for 320 Mill St, Cumberland, OH 43732

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,400 sqft
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$25,000 (Feb 2014)
Tax Bill$616 (2025)
Flood ZoneZone X (minimal risk)
APN37-0000280.000

Property Details

APN / Parcel Number

Primary APN37-0000280.000
Alternative APN
  • 003625-8

Interior

Full Baths1 Bath
Stories2 Stories
Building Area2,400 sqft Living Area
AtticAttic
Attic Area1,200 sqft
Basement Area600 sqft

Exterior

Construction TypeFrame
Roof MaterialSlate
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions165 ft deep x 66 ft wide
Garage Area576 sqft
PorchOpen Porch
Porch Area114 sqft
Canopy104 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number003625-8
Street Address320 MILL ST
CityCUMBERLAND
StateOH
Zip43732-9773
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionR10 T9 SS32-03 4 MILL ADD
Legal SubdivisionMILL ADD
Legal Tract9
JurisdictionGUERNSEY OH
Township / Civil DivisionSPENCER
Census Block Group3
Census Block3106
Census Tract978000

Owner

Source: Guernsey County records, as of March 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing AddressPO BOX 133, CUMBERLAND, OH 43732-0133
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleFeb 28, 2014 · Amount on Record
Deed SaleFeb 28, 2014 · Amount on Record
Deed Document Number201400001806
Deed Book / Page513 / 2179
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Guernsey County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyGuernsey County
County SubdivisionSpencer Township
MunicipalityCumberland Village
Unified School DistrictRolling Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$616.00 Homeowner's exemption$14,273 (-) Land $4,228 Building $10,045
2024$616.00 (+19.84%) Homeowner's exemption$14,273 (+27.01%) Land $4,228 Building $10,045$40,780 (+26.96%) Land $12,080 Building $28,700
2023$514.00 (-1.91%) Homeowner's exemption$11,238 (-0.11%) Land $3,332 Building $7,906
2022$524.00 Homeowner's exemption$11,250 Land $3,330 Building $7,920$32,120 (+0.03%) Land $9,500 Building $22,620
2021$32,110 Land $9,520 Building $22,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Windstream
DSL
200 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Mill St

Nearby Streets

Search Property Records by Address or Parcel Number