Hamilton County property record for 320 Mill St, Cincinnati, OH 45215 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1996 |
| Square Footage | 900 sqft Living Area |
| Lot Size | 8,233 sqft (0.189 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $147,000 (2022) |
| Tax Bill | $2,827.00 (2025) |
Source: Hamilton County records · APN 641-0014-0347-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 MILL ST, CINCINNATI, OH 45215-4617 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 21, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 17, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 06, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 06, 2022 · Amount on Record |
| Deed Sale | Jun 06, 2022 · Amount on Record |
| Prior Sale | Dec 04, 2003 |
| Deed Doc Number | 2022-0055814 |
| Deed Book / Page | 14682 / 2345 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 320 MILL ST, CINCINNATI, OH 45215-4617 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 320 MILL ST, CINCINNATI, OH 45215-4617 |
| Document Number | 0000058376 |
|---|---|
| Date | Aug 21, 2024 |
| Book Page | 15234/293 |
| Instrument | 2024-0058376 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 320 MILL ST, CINCINNATI, OH 45215-4617 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 320 MILL ST, CINCINNATI, OH 45215-4617 |
| Document Number | 0000073743 |
|---|---|
| Date | Oct 17, 2023 |
| Book Page | 15023/69 |
| Instrument | 2023-0073743 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Jun 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 06, 2022 |
| Property Address | 320 MILL ST, CINCINNATI, OH 45215-4617 |
| Document Number | 0000055814 |
| Book / Page | 14682 / 2345 |
| Instrument Date | May 25, 2022 |
| Instrument | 2022-0055814 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $441.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 MILL ST, CINCINNATI, OH 45215-4617 |
| Document Number | 0000055815 |
|---|---|
| Date | Jun 06, 2022 |
| Instrument | 2022-0055815 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2052 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Lockland Village |
| Unified School District | Lockland Local School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,827.00 (+0.43%) | $51,450 (-) Land $3,955 Building $47,495 | |
| 2024 | $2,815.00 (-0.74%) | $51,450 (-) Land $3,955 Building $47,495 | |
| 2023 | $2,836.00 (+58.7%) | $51,450 (+108.71%) Land $3,955 Building $47,495 | $147,000 (+108.72%) Land $11,300 Building $135,700 |
| 2022 | $1,787.00 Homeowner's exemption | $24,651 Land $3,472 Building $21,179 | |
| 2020 | $70,430 Land $9,920 Building $60,510 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 641-0014-0347-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 900 sqft Living Area |
| 1st Floor | 900 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 8,233 sqft (0.189 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 400 sqft Garage |
| Patio Area | 120 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 320 MILL ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-4617 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ES SOUTH MILL ST 0.1892 AC R1-T4-S32 |
| Legal Range | 01 |
| Legal Township | 04 |
| Legal Section | 32 |
| Legal Subdivision | LONGWORTHS ADD |
| Legal Lot Number | 55 |
| Jurisdiction | HAMILTON OH |
| Minor Civil Division | LOCKLAND |
| Census Blockgroup | 2 |
| Census Block | 2025 |
| Census Tract | 27400 |
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