320 Mill Spring Rd, Burnsville, NC 28714 Property Records

Yancey County property record for 320 Mill Spring Rd, Burnsville, NC 28714

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,776 sqft · built 1957
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Mar 2022)
Tax Bill	$1,570 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`083001059361.000`

Property Details

APN / Parcel Number

Primary APN	`083001059361.000`
Alternative APNs	`83001059361000` `20803` `87232`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,776 sqft Living Area
1st Floor Area	1,296 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Lot Area	21,780 sqft (0.5 acres)
Terrain	Rolling
Garage Type	Mixed
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	518 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	87232
Street Address	320 MILL SPRING RD
City	BURNSVILLE
State	NC
Zip	28714-7284
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ROCK SPRING HEIGHTS SUBDIVISON
Jurisdiction	YANCEY NC
Township / Civil Division	BURNSVILLE
Census Block Group	3
Census Block	3044
Census Tract	960200

Owner

Source: Yancey County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	89 JUPITER HILLS DR, WEAVERVILLE, NC 28787-6311
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jun 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY MORTGAGE SERVICES INC
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2022 · Amount on Record
Deed Sale	Mar 8, 2022 · Amount on Record
Prior Sale	Mar 15, 2011 · Amount on Record
Deed Document Number	2022706
Deed Book / Page	873 / 69
Prior Transfer Date	Oct 16, 2012
Prior Transfer Doc	0006760599
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANCEY NC
Recording Date	Mar 8, 2022
Property Address	320 MILL SPRING RD, BURNSVILLE, NC 28714-7284
Document Number	0008730069
Book / Page	873 / 69
Instrument Date	Mar 7, 2022
Instrument	2022000706
Transaction Type	Transfer
Record Updated	Mar 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	159 CLASSIC DR, 159, BURNSVILLE, NC 28714-9143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 MILL SPRING RD, BURNSVILLE, NC 28714-7284

Mortgage

Document Number	2022000707
Date	Mar 8, 2022
Instrument	2022000707

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANCEY NC
Property Address	320 MILL SPRING RD, BURNSVILLE, NC 28714-7284
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007660190
Date	Jun 28, 2017
Book Page	766/190
Instrument	526

Lender

Name	UNITED COMMUNITY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANCEY NC
Property Address	320 MILL SPRING RD, BURNSVILLE, NC 28714-7284
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008210415
Date	May 20, 2020
Book Page	821/415
Instrument	2020001126

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Yancey County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Yancey County
Unified School District	Yancey County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,570.00 (-0.06%)	$261,800 (-) Land $62,500 Building $199,300
2025	$1,571.00 (+117.59%)	$261,800 (+146.54%) Land $62,500 Building $199,300
2023	$722.00	$106,190 Land $36,000 Building $70,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BURNSVILLE serves 4,069 people · EPA ID NC0100010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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