320 Mill Pond Rd, Bluffton, SC 29910 Property Records

Beaufort County property record for 320 Mill Pond Rd, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,450 sqft · built 2004
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$278,000 (Jul 2021)
Tax Bill	$5,497 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R61003800000740000`

Property Details

APN / Parcel Number

Primary APN	`R61003800000740000`
Alternative APN	`10139684`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,450 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10139684
Old Parcel Number	R61003800000740000
Street Address	320 MILL POND RD
City	BLUFFTON
State	SC
Zip	29910-5864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6116
Legal Description	LOT 320 THE FARM AT BUCKWALTER PH 1 PB83 PGS142-145
Legal Subdivision	THE FARM AT BUCKWALTER
Legal Phase	1
Legal Lot Number	320
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1019
Census Tract	2106

Owner

320 Mill Pond Rd is owned by an individual who bought it in July 2021.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7 LEASON PL, STATEN ISLAND, NY 10314-6239
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2021 · Amount on File
Deed Sale	Jul 13, 2021 · Amount on File
Prior Sale	Dec 11, 2015 · Amount on File
Deed Document Number	2021050524
Deed Book / Page	4036 / 1075
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jul 13, 2021
Property Address	320 MILL POND RD, BLUFFTON, SC 29910-5864
Document Number	0000050524
Book / Page	4036 / 1075
Map Reference	MB 83 PG 142
Instrument Date	Jun 29, 2021
Instrument	2021050524
Transaction Type	Transfer
Record Updated	Jul 23, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$722.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	7 LEASON PL, STATEN ISLAND, NY 10314-6239

Mortgage

Document Number	0000050525
Date	Jul 13, 2021
Instrument	2021050525

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 320 Mill Pond Rd was $5,497, up 1.5% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,497.00 (+1.48%)	$19,060 (-)
2024	$5,417.00	$19,060 (-)	$317,600 (-) Land $100,000 Building $217,600
2023	$5,417.00 (+9.15%)	$19,060 (+14.27%)	$317,600 (+14.24%) Land $100,000 Building $217,600
2022	$4,963.00	$16,680	$278,000 Land $55,000 Building $223,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 Mill Pond Rd in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 428 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	428 in force
Nearby Flood Claims	31 (2015–2024)
Claims Outside the SFHA	30 of 31
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Tropical Storm Debby, Aug 2024 · 12 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Mill Pond Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20