320 Midnight Shadow, Stephenville, TX 76401 Property Records

Erath County property record for 320 Midnight Shadow, Stephenville, TX 76401

Property Summary

Property TypeSingle Family Home
Details1,625 sqft · built 2009
Lot Size0.172 acres (7,492 sqft)
Owner2 Individual Names on Record
Tax Bill$5,728 (2025)
Deeds & MortgagesJul 2023 Mortgage
Oct 2024 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR000072842

Property Details

APN / Parcel Number

Primary APNR000072842
Alternative APN
  • R.5626.00220.00.0

Interior

Building Area1,625 sqft Living Area
1st Floor Area1,625 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Lot Area7,492 sqft (0.172 acres)
Garage TypeAttached
Garage Area441 sqft
PorchPorch
Porch Area136 sqft
Patio Area120 sqft

Location & Zoning

Account NumberR.5626.00220.00.0
Street Address320 MIDNIGHT SHADOW
CitySTEPHENVILLE
StateTX
Zip76401-1837
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS5626 RIDGEVIEW ESTATES ADDITION; PHASE II; BLOCK 1; LOT 22
Legal SubdivisionRIDGEVIEW ESTATES ADDITION
Legal PhaseII
Legal Block1
Legal Lot Number22
JurisdictionERATH TX
Township / Civil DivisionSTEPHENVILLE
Census Block Group2
Census Block2015
Census Tract950501

Owner

Source: Erath County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 264, MADRAS, OR 97741-0039
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 15, 2024Vendor's Lien, Transfer · Conventional Mortgage
NEW AMERICAN FUNDING
Aug 27, 2024Warranty Deed, Transfer
CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE
Nov 5, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2024
Deed SaleOct 15, 2024
Prior SaleOct 15, 2024 · Amount on Record
Deed Document Number20245577
Prior Transfer DateOct 1, 2024
Prior Transfer Doc0000005574
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERATH TX
Property Address320 MIDNIGHT SHADOW, STEPHENVILLE, TX 76401-1837
Transaction TypeMortgage
Record UpdatedJan 21, 2026
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 MIDNIGHT SHADOW, STEPHENVILLE, TX 76401-1837

Mortgage

Document Number0202304275
DateJul 31, 2023
Instrument2023-04275
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

October 2024: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionERATH TX
Recording DateOct 15, 2024
Property Address320 MIDNIGHT SHADOW, STEPHENVILLE, TX 76401-1837
Document Number0202405572
Instrument DateOct 9, 2024
Instrument2024-05572
Transaction TypeTransfer
Record UpdatedJan 21, 2026
Title CompanyCROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1122, STEPHENVILLE, TX 76401-0031

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 264, MADRAS, OR 97741-0039

Mortgage

Document Number0202405573
DateOct 15, 2024
Instrument2024-05573
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2054

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionERATH TX
Recording DateAug 27, 2024
Property Address320 MIDNIGHT SHADOW, STEPHENVILLE, TX 76401-1837
Document Number0202404728
Map ReferenceCAB B SL 11B
Instrument DateAug 27, 2024
Instrument2024-04728
Transaction TypeTransfer
Record UpdatedJan 21, 2026
Title CompanyCROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 382, SANTO, TX 76472-0382

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1122, STEPHENVILLE, TX 76401-0031
InvestorPossibly a Property Investor

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionERATH TX
Recording DateNov 5, 2021
Property Address320 MIDNIGHT SHADOW, STEPHENVILLE, TX 76401-1837
Document Number0202108615
Map ReferenceCAB B SL 11-B
Instrument DateOct 29, 2021
Instrument2021-08615
Transaction TypeTransfer
Record UpdatedJan 21, 2026
Title CompanyMORTGAGE CONNECT LP, MORTGAGE CONNECT OF TX LLC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 MIDNIGHT SHADOW, STEPHENVILLE, TX 76401-1837

Mortgage

Document Number0202108616
DateNov 5, 2021
Instrument2021-08616
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2036

Tax Assessment & Valuation

Source: Erath County assessment roll, as of October 20, 2025

Property Jurisdictions

TypeName
StateTexas
CountyErath County
MunicipalityStephenville City
Unified School DistrictStephenville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,728.00 (+54.85%)$329,150 (+16.49%) Land $40,000 Building $289,150$329,150 (+16.49%) Land $40,000 Building $289,150
2023$3,699.00 (-12.84%) Homeowner's exemption$282,560 Land $40,000 Building $242,560$282,560 Land $40,000 Building $242,560
2022$4,244.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 84% of Texas
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF STEPHENVILLE
serves 23,110 people · EPA ID TX0720002
Water SourcePurchased surface water from UPPER LEON RIVER MWD
Last State InspectionJun 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Vyve Broadband
Cable
1,000 / 50
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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