320 Mickens Ln, Key West, FL 33040 Property Records

Monroe County property record for 320 Mickens Ln, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 588 sqft · built 1920
Lot Size	0.032 acres (1,420 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,036 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2020 Transfer + 4 more
Flood Zone	Zone X (moderate risk)
APN	`00012890-000000`

Property Details

APN / Parcel Number

Primary APN	`00012890-000000`
Alternative APNs	`01010100012890000000` `1013277`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	588 sqft Living Area
1st Floor Area	588 sqft
Attic	Attic
Attic Area	588 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2015
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,420 sqft (0.032 acres)
Lot Dimensions	45 ft deep x 32 ft wide
Porch	Open Porch
Porch Area	448 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1013277
Old Parcel Number	01010100012890000000
Street Address	320 MICKENS LN
City	KEY WEST
State	FL
Zip	33040-6531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KW PT LOT 2 SQR 63 G61-112 OR806-1898 OR887-1432/33 OR888-1741/42 OR994-1789 OR2920-1576/77 OR2929-1959 OR2966-692
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	KEY WEST SQUARE 63
Legal Lot Number	2
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	1
Census Block	1008
Census Tract	972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

320 Mickens Ln is owned by two individuals who acquired it in January 2020.

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	96 OLD HAWLEYVILLE RD, BETHEL, CT 06801-3040
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Jan 24, 2020	Correction Deed ATTORNEY ONLY
Jun 7, 2019	Correction Deed ATTORNEY ONLY
May 24, 2019	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE
Oct 2, 2018	Grant Deed, Transfer ATTORNEY ONLY
Aug 6, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 2020
Deed Sale	Jan 1, 2020
Prior Sale	Aug 6, 2018 · Amount on File
Deed Document Number	0003005400
Deed Book / Page	2966 / 0692
Prior Transfer Date	May 24, 2019
Prior Transfer Doc	2221813
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	320 MICKENS LN, KEY WEST, FL 33040-6531
Transaction Type	Mortgage
Record Updated	Apr 30, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030890151
Date	Apr 14, 2021
Book Page	3089/151
Instrument	2313798

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

January 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONROE FL
Recording Date	Jan 24, 2020
Property Address	320 MICKENS LN, KEY WEST, FL 33040-6531
Document Number	0030050400
Book / Page	003005 / 000400
Instrument Date	Jan 23, 2020
Instrument	2253185
Record Updated	Feb 17, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 OLD HAWLEYVILLE RD BETHEL CT 068013040, BETHEL, CT 06801-3040

June 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONROE FL
Recording Date	Jun 7, 2019
Property Address	320 MICKENS LN, KEY WEST, FL 33040-6531
Document Number	0029682016
Book / Page	002968 / 002016
Instrument Date	May 31, 2019
Instrument	2223625
Record Updated	Jul 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 OLD HAWLEYVILLE RD BETHEL CT 068013040, BETHEL, CT 06801-3040

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 24, 2019
Property Address	320 MICKENS LN, KEY WEST, FL 33040-6531
Document Number	0029660692
Book / Page	002966 / 000692
Instrument Date	May 22, 2019
Instrument	2221813
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,025.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 OLD HAWLEYVILLE RD BETHEL CT 068013040, BETHEL, CT 06801-3040

Mortgage

Document Number	29660694
Date	May 24, 2019
Book Page	002966/000694
Instrument	2221814

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 23, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE FL
Recording Date	Oct 2, 2018
Property Address	320 MICKENS LN, KEY WEST, FL 33040-6531
Document Number	0029291959
Book / Page	002929 / 001959
Instrument Date	Oct 2, 2018
Instrument	2188980
Transaction Type	Transfer
Record Updated	Oct 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 MICKENS LN KEY WEST FL 330406531, KEY WEST, FL 33040-6531

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 6, 2018
Property Address	320 MICKENS LN, KEY WEST, FL 33040-6531
Document Number	0029201576
Book / Page	002920 / 001576
Instrument Date	Aug 2, 2018
Instrument	2181121
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$4,025.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 MICKENS LN KEY WEST FL 330406531, KEY WEST, FL 33040-6531

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$799,233 (-2.04%) Land $447,683 Building $351,550	$799,233 (-2.04%) Land $447,683 Building $351,550
2024	$6,036.00 (+4.47%)	$815,864 (+1.36%) Land $476,566 Building $339,298	$815,864 (+1.36%) Land $476,566 Building $339,298
2023	$5,778.00 (+23.81%)	$804,930 (+49.22%) Land $489,403 Building $315,527	$804,930 (+49.22%) Land $489,403 Building $315,527
2022	$4,667.00	$539,439 Land $296,851 Building $242,588	$539,439 Land $296,851 Building $242,588

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Mickens Ln in Zone X, an area of moderate flood risk, though there have been 84 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 148 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	180 units insured incl. 32 condo units
Nearby Flood Claims	84 (1980–2022)
Claims Outside the SFHA	41 of 84
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 23 claims Hurricane Wilma, Oct 2005 · 30 claims Hurricane Georges, Sep 1998 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 320 Mickens Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

Nearby Properties on Mickens Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures