Pinellas County property record for 320 Michaels Cir, Oldsmar, FL 34677
| Property Type | Planned Unit Development |
|---|---|
| Details | 2 bd · 2 ba · 1,200 sqft · built 1980 |
| Lot Size | 0.124 acres (5,389 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Mar 2023) |
| Tax Bill | $4,383 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Apr 2022 Transfer + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | C62-000-759-2527-1 |
| Primary APN | C62-000-759-2527-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick/Stone |
| Construction Type | Wood |
| Lot Area | 5,389 sqft (0.124 acres) |
| View / Lot | Corner |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Patio |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | R110261 |
|---|---|
| Street Address | 320 MICHAELS CIR |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-2394 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Local Zoning Code | RPD5 |
| Legal Description | EAST LAKE WOODLANDS CLUSTER HOMES-UNIT TWO LOT 32 LESS LESS THAT PART DESC FROM NW COR SD LOT 32 TH S87D1740E 118.75FT TH S02D4220W 32.1FT TH S87D1740E 15.15FT FOR POB TH S02D4220W 4FT TH N87D1740W 5FT TH N02D4220E 4FT TH S87D1740E 5FT TO POB TOGETHE |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 10 |
| Legal Subdivision | EAST LAKE WOODLANDS |
| Legal Tract | 23929 |
| Legal Lot Number | 32 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 27326 |
320 Michaels Cir, a planned unit development, is owned and occupied by two individuals who bought it in March 2023.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 MICHAELS CIR, OLDSMAR, FL 34677-2394 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 7, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 19, 2022 | Correction Deed ACCOMMODATION |
| Feb 22, 2022 | Quit Claim Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO |
| Jul 8, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2023 · Amount on File |
| Deed Sale | Mar 7, 2023 · Amount on File |
| Prior Sale | Dec 16, 2005 · Amount on File |
| Deed Document Number | 202358706 |
| Deed Book / Page | 22366 / 164 |
| Prior Transfer Date | Feb 16, 2022 |
| Prior Transfer Doc | 0219431613 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Mar 7, 2023 |
| Property Address | 320 MICHAELS CIR, OLDSMAR, FL 34677-2394 |
| Document Number | 0223660164 |
| Book / Page | 22366 / 164 |
| Map Reference | MB 77 PG 32-34 |
| Instrument Date | Mar 3, 2023 |
| Instrument | 2023058706 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2023 |
| Title Company | ALBRITTON TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9510 WOODLEY AVE, SILVER SPRING, MD 20910-1221 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 320 MICHAELS CIR, OLDSMAR, FL 34677-2394 |
| Document Number | 0022366166 |
|---|---|
| Date | Mar 7, 2023 |
| Instrument | 22366/166 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 19, 2022 |
| Property Address | 320 MICHAELS CIR, OLDSMAR, FL 34677-2394 |
| Document Number | 0220250247 |
| Book / Page | 22025 / 247 |
| Map Reference | MB 77 PG 32 |
| Instrument Date | Apr 7, 2022 |
| Instrument | 2022122429 |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 18528 BIG BURN LN, 18528, REHOBOTH BEACH, DE 19971-8747 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 9510 WOODLEY AVE, SILVER SPRING, MD 20910-1221 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Feb 22, 2022 |
| Property Address | 320 MICHAELS CIR, OLDSMAR, FL 34677-2394 |
| Document Number | 0219431613 |
| Book / Page | 21943 / 1613 |
| Map Reference | MB 77 PG 32-34 |
| Instrument Date | Feb 16, 2022 |
| Instrument | 2022056087 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8823 N RIVER RD, 8823, TAMPA, FL 33635-9681 |
| Name | Verified Name |
|---|---|
| Address | 18528 BIG BURN LN, REHOBOTH BEACH, DE 19971-8747 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jul 8, 2021 |
| Property Address | 320 MICHAELS CIR, OLDSMAR, FL 34677-2394 |
| Document Number | 0216141051 |
| Book / Page | 21614 / 1051 |
| Map Reference | MB 77 PG 32-34 |
| Instrument Date | Jun 28, 2021 |
| Instrument | 2021222268 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 18528 BIG BURN LN, REHOBOTH BEACH, DE 19971-8747 |
The 2025 property tax bill for 320 Michaels Cir was $4,383, up 29% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,383.00 (+29.03%) | $235,398 Building $235,398 | $235,398 Building $235,398 |
| 2024 | $3,397.00 (-21.27%) | ||
| 2023 | $4,315.00 (+35.1%) | $233,774 (+25.15%) | $233,774 (+25.15%) Building $233,774 |
| 2022 | $3,194.00 | $186,792 | $186,792 Building $186,792 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Michaels Cir in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 299 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 299 in force |
| Nearby Flood Claims | 38 (1979–2024) |
| Claims Outside the SFHA | 5 of 38 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Michaels Cir is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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