320 Michael Dr, Atlanta, IN 46031 Property Records

Hamilton County property record for 320 Michael Dr, Atlanta, IN 46031

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,369 sqft · built 2001
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Jul 2023)
Tax Bill	$2,133 (2024)
Deeds & Mortgages	Jul 2023 Second Mortgage Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-02-01-114-014.000-010`

Property Details

APN / Parcel Number

Primary APN	`29-02-01-114-014.000-010`
Alternative APN	`0602010114014000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,369 sqft Living Area
Gross Area	1,993 sqft
1st Floor Area	1,369 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	112 ft deep x 91 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	320 MICHAEL DR
City	ATLANTA
State	IN
Zip	46031-9468
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .23, SECTION 1, TOWNSHIP 20, RANGE 4, NORTHWIND ESTATES, SECTION 2, LOT 62, IRREGULAR SHAPE
Legal Range	04
Legal Township	20
Legal Section	01
Legal Subdivision	NORTHWIND ESTATES SECTION 2
Legal Lot Number	62
Jurisdiction	HAMILTON IN
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1013
Census Tract	110201

Owner

Source: Hamilton County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 MICHAEL DR, ATLANTA, IN 46031-9468
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage INDIANA HOUSING & COMMUNITY DEVELOPMENT
Jul 21, 2023	Warranty Deed, Transfer · FHA Mortgage NORTHPOINTE BANK
Jan 30, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Oct 5, 2018	Warranty Deed, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2023 · Amount on Record
Deed Sale	Jul 21, 2023 · Amount on Record
Prior Sale	Oct 5, 2018 · Amount on Record
Deed Document Number	202327262
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	320 MICHAEL DR, ATLANTA, IN 46031-9468
Transaction Type	Mortgage
Record Updated	Nov 20, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027264
Date	Jul 21, 2023
Instrument	2023027264

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency
Address	ATLANTA, IN 46031

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	108 Months
Due	Jul 6, 2032

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 21, 2023
Property Address	320 MICHAEL DR, ATLANTA, IN 46031-9468
Document Number	0000027262
Map Reference	DOC 20000007884
Instrument Date	Jul 5, 2023
Instrument	2023027262
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 MICHAEL DR, ATLANTA, IN 46031-9468

Mortgage

Document Number	0000027263
Date	Jul 21, 2023
Instrument	2023027263

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	320 MICHAEL DR, ATLANTA, IN 46031-9468
Document Number	0000007184
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	320 E MICHAEL DR ATLANTA IN 460319468, ATLANTA, IN 46031-9468

Mortgage

Document Number	0000007184
Date	Feb 10, 2020
Instrument	7184

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 5, 2018
Property Address	320 MICHAEL DR, ATLANTA, IN 46031-9468
Document Number	2018047399
Map Reference	CAB2 SL322
Instrument Date	Oct 4, 2018
Instrument	2018047399
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E MICHAEL DR, ATLANTA, IN 46031-9468

Mortgage

Document Number	2018047400
Date	Oct 5, 2018
Instrument	2018047400

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Atlanta Town
County	Hamilton County
County Subdivision	Jackson Township
Unified School District	Hamilton Heights School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$212,400 (+1.97%) Land $47,800 Building $164,600	$212,400 (+1.97%) Land $47,800 Building $164,600
2024	$2,133.00 (+27.42%)	$208,300 (+16.69%) Land $47,800 Building $160,500	$208,300 (+16.69%) Land $47,800 Building $160,500
2023	$1,674.00 (+13.49%)	$178,500 (+19.32%) Land $47,800 Building $130,700	$178,500 (+19.32%) Land $47,800 Building $130,700
2022	$1,475.00 (+17.81%)	$149,600 Land $19,100 Building $130,500	$149,600 Land $19,100 Building $130,500
2021	$1,252.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTA WATER DEPARTMENT serves 735 people · EPA ID IN5229002
Water Source	Groundwater
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Endeavor Communications Fiber	1,000 / 1,000
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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