320 McKellar St, Chillicothe, OH 45601 Property Records

Ross County property record for 320 McKellar St, Chillicothe, OH 45601

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,272 sqft · built 1920
Lot Size	0.106 acres (4,600 sqft)
Owner	Individual Name on Record
Last Sale	$113,500 (Apr 2026)
Tax Bill	$771 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-56-07-006.000`

Property Details

APN / Parcel Number

Primary APN	`30-56-07-006.000`
Alternative APN	`560700`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,272 sqft Living Area
Gross Area	1,480 sqft
1st Floor Area	776 sqft
2nd Floor Area	496 sqft
Basement Area	124 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Other
Lot Area	4,600 sqft (0.106 acres)
Lot Dimensions	115 ft deep x 40 ft wide
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	560700
Street Address	320 MCKELLAR ST
City	CHILLICOTHE
State	OH
Zip	45601-3428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	320 MCKELLER ST RES E&D 26 39.6X115 56-7- 56-7-6 (18-6-311)
Legal Subdivision	ENTREKIN & DOUGLAS SUB
Legal Lot Number	26
Jurisdiction	ROSS OH
Township / Civil Division	SCIOTO
Census Block Group	4
Census Block	4077
Census Tract	956500

Owner

Source: Ross County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 MCKELLAR ST, CHILLICOTHE, OH 45601-3428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE
Apr 3, 2026	Warranty Deed, Transfer · FHA Mortgage PRIME EQUITY MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2026 · Amount on Record
Deed Sale	Apr 3, 2026 · Amount on Record
Prior Sale	Jan 25, 2016 · Amount on Record
Deed Document Number	20262239
Deed Book / Page	590 / 3229
Prior Transfer Date	Jul 9, 2013
Prior Transfer Doc	0004452714
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSS OH
Recording Date	Apr 3, 2026
Property Address	320 MCKELLAR ST, CHILLICOTHE, OH 45601-3428
Document Number	0000002239
Book / Page	590 / 3229
Instrument Date	Mar 10, 2026
Instrument	20262239
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	NORTHWEST ADVANTAGE TITLE AGENCY, NORTHWEST ADVANTAGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,854.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 MCKELLAR ST, CHILLICOTHE, OH 45601-3428
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002240,
Date	Apr 3, 2026
Instrument	20262240

Lender

Name	EQUITY PRIME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSS OH
Recording Date	Apr 3, 2026
Property Address	320 MCKELLAR ST, CHILLICOTHE, OH 45601-3428
Document Number	0005903229
Book / Page	590 / 3229
Instrument Date	Mar 10, 2026
Instrument	20262239
Transaction Type	Transfer
Record Updated	Aug 21, 2026
Title Company	NORTHWEST ADVANTAGE TITLE AGENCY, NORTHWEST ADVANTAGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,854.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 MCKELLAR ST, CHILLICOTHE, OH 45601-3428
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002240,
Date	Apr 3, 2026
Instrument	20262240

Lender

Name	PRIME EQUITY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.75%
Max Rate	-1%

Tax Assessment & Valuation

Source: Ross County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ross County
County Subdivision	Scioto Township
Municipality	Chillicothe City
Unified School District	Chillicothe City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$771.00 (+6.34%)	$20,850 (+17.27%) Land $3,240 Building $17,610	$59,580 (+17.28%) Land $9,270 Building $50,310
2024	$725.00 (-1.63%)	$17,780 (-) Land $3,240 Building $14,540	$50,800 (-) Land $9,270 Building $41,530
2023	$737.00 (-0.14%)	$17,780 (-) Land $3,240 Building $14,540
2022	$738.00	$17,780 Land $3,240 Building $14,540	$50,800 Land $9,270 Building $41,530

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1978–1982)
Most Recent Claim	Jul 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHILLICOTHE CITY PWS serves 21,725 people · EPA ID OH7100112
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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