Chesapeake City property record for 320 McCosh Dr, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,454 sqft · built 1983 |
| Lot Size | 0.312 acres (13,591 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Apr 2020) |
| Tax Bill | $3,252 (2025) |
| Deeds & Mortgages | Jul 2009 Mortgage Jun 2016 Mortgage + 2 more |
| APN | 0271018000230 |
| Primary APN | 0271018000230 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,454 sqft Living Area |
| 1st Floor Area | 1,240 sqft |
| Attic | Attic |
| Attic Area | 356 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,591 sqft (0.312 acres) |
| Lot Dimensions | 170 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 356 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 110 sqft |
| Deck Area | Deck Area |
| Patio Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 320 MCCOSH DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-6108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8S: RESID |
| Legal Description | LOT 78 PRINCETON HALLS SEC 6B |
| Legal Subdivision | PRINCETON HALLS |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20905 |
Source: Chesapeake City records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 320 MCCOSH DR, CHESAPEAKE, VA 23320-6108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2009 | Deed of Trust, Mortgage · Conventional Mortgage BAYFORT CREDIT UNION |
| Jun 24, 2016 | Deed of Trust, Mortgage · Conventional Mortgage ACCESS NATIONAL MORTGAGE |
| Apr 28, 2020 | Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC |
| Jan 10, 2007 | Warranty Deed, Transfer · Conventional Mortgage NEWPORT NEWS SHIPBLDG C U |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2020 · Amount on Record |
| Deed Sale | Apr 28, 2020 · Amount on Record |
| Prior Sale | Jan 10, 2007 · Amount on Record |
| Deed Document Number | 202013017 |
| Deed Book / Page | 10142 / 969 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 320 MCCOSH DR, CHESAPEAKE, VA 23320-6108 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007873/615 |
|---|---|
| Date | Jul 14, 2009 |
| Book Page | 7873/615 |
| Name | BAYFORT CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 10, 2019 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 320 MCCOSH DR, CHESAPEAKE, VA 23320-6108 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | FREIBERT MATTINGLY TITLE GROUP, FREIBERT&MATTINGLY TITLE GRP |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 09662/1104 |
|---|---|
| Date | Jun 24, 2016 |
| Book Page | 9662/1104 |
| Instrument | 160016991 |
| Name | ACCESS NATIONAL MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 28, 2020 |
| Property Address | 320 MCCOSH DR, CHESAPEAKE, VA 23320-6108 |
| Document Number | 10142/969 |
| Book / Page | 10142 / 969 |
| Instrument Date | Apr 4, 2020 |
| Instrument | 200013017 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | BARRISTERS OF OHIO, BARRISTERS OF VIRGINIA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 MCCOSH DR, CHESAPEAKE, VA 23320-6108 |
| Document Number | 200013018 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 200013018 |
| Name | ALCOVA MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jan 10, 2007 |
| Property Address | 320 MCCOSH DR, CHESAPEAKE, VA 23320-6108 |
| Document Number | 006903/101 |
| Book / Page | 6903 / 101 |
| Instrument Date | Dec 28, 2006 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0006903104 |
|---|---|
| Date | Jan 10, 2007 |
| Instrument | 6903/104 |
| Name | NEWPORT NEWS SHIPBLDG C U |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Chesapeake City assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,252.00 (+52.6%) | $322,000 (+20.1%) Land $120,000 Building $202,000 | $322,000 (+20.1%) Land $120,000 Building $202,000 |
| 2023 | $268,100 (+10.06%) Land $95,000 Building $173,100 | $268,100 (+10.06%) Land $95,000 Building $173,100 | |
| 2022 | $243,600 Land $85,000 Building $158,600 | $243,600 Land $85,000 Building $158,600 | |
| 2019 | $2,131.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1999) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless · Fiber in parts of the area | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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