320 McCormick Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 320 McCormick Ave, Capitola, CA 95010 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1981
Square Footage1,730 sqft Living Area
Lot Size5,619 sqft (0.129 acres)
OccupancyOwner Occupied
Tax Bill$4,046.00 (2025)

Property Details

APN / Parcel Number

Primary APN036-094-28
Alternative APN
  • 036-094-28-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,730 sqft Living Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area5,619 sqft (0.129 acres)
Total Buildings2 Total Buildings

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address320 MCCORMICK AVE
CityCAPITOLA
StateCA
Zip95010-3705
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1009
Census Tract121801

Owner

Source: Santa Cruz County records · APN 036-094-28

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address320 MCCORMICK AVE, CAPITOLA, CA 95010-3705
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2017Deed of Trust, Mortgage · Conventional Mortgage
MUFG UNION BANK NA
Oct 17, 2019Deed of Trust, Mortgage · Reverse Mortgage
REVERSE MORTGAGE FUNDING LLC
Oct 10, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJun 21, 2013
Transfer Doc0000033893
Record RefreshedSep 20, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address320 MCCORMICK AVE, CAPITOLA, CA 95010-3705
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006622
DateFeb 24, 2017
Instrument2017-0006622
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2047

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address320 MCCORMICK AVE, CAPITOLA, CA 95010-3705
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031946
DateOct 17, 2019
Instrument2019-0031946
Lender
NameREVERSE MORTGAGE FUNDING LLC
TypeReverse Mortgage Lender
AddressBLOOMFIELD, NJ 07003
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term939 Months
DueJan 06, 2098
Interest
Rate TypeAdjustable Rate
Type Change DateNov 01, 2020
Change FrequencyAnnually
Index1-Year LIBOR

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address320 MCCORMICK AVE, CAPITOLA, CA 95010-3705
Document Number0000031947
Instrument DateOct 10, 2019
Transaction TypeMortgage
Record UpdatedOct 30, 2019
Title CompanyWFG TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address320 MCCORMICK AVE CAPITOLA CA 950103705, CAPITOLA, CA 95010-3705

Mortgage

Document Number0000031947
DateOct 17, 2019
Instrument31947
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term948 Months
DueOct 16, 2098
Interest
Rate TypeAdjustable Rate
Rate4.1%

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$242,964 (+2%) Land $62,194 Building $180,770
2025$4,046.00 (+12.64%) Homeowner's exemption$238,198 (+4.04%) Land $60,974 Building $177,224
2023$3,592.00 (+2.19%) Homeowner's exemption$228,948 Land $58,606 Building $170,342$1,565,730
2022$3,515.00

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