Vernon Parish property record for 320 McCain Rd, Deridder, LA 70634
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.8 acres (122,183 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $399,900 (Aug 2026) |
| Tax Bill | $4,027 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-734-2342AO |
| Primary APN | 070-734-2342AO |
|---|
| Lot Area | 122,183 sqft (2.8 acres) |
|---|
| Street Address | 320 MCCAIN RD |
|---|---|
| City | DERIDDER |
| State | LA |
| Zip | 70634-8478 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 44 YANKEE RIDGE EST; SEC 14 T2SR9W B1369-P14; B1377-P569; B1471-P445; B1594-P332 MAP# Y-45 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 14 |
| Legal Subdivision | YANKEE RIDGE |
| Legal Lot Number | 44 |
| Jurisdiction | VERNON LA |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 950902 |
Source: Vernon Parish records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 MCCAIN RD, DERIDDER, LA 70634-8478 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 21, 2026 | Warranty Deed, Transfer · VA Mortgage CAPSTONE MORTGAGE |
| Jan 28, 2022 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 23, 2021 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2026 · Amount on Record |
| Deed Sale | Aug 21, 2026 · Amount on Record |
| Prior Sale | Apr 23, 2021 · Amount on Record |
| Deed Document Number | 2026741680 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VERNON LA |
| Recording Date | Aug 21, 2026 |
| Property Address | 320 MCCAIN RD, DERIDDER, LA 70634-8478 |
| Document Number | 0000741680 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 2026741680 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 MCCAIN RD, DERIDDER, LA 70634-8478 |
| Document Number | 0000741681, |
|---|---|
| Date | Aug 21, 2026 |
| Instrument | 2026741681 |
| Name | CAPSTONE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERNON LA |
| Property Address | 320 MCCAIN RD, DERIDDER, LA 70634-8478 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001835/276 |
|---|---|
| Date | Jan 28, 2022 |
| Book Page | 1835/276 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VERNON LA |
| Recording Date | Apr 23, 2021 |
| Property Address | 320 MCCAIN RD, DERIDDER, LA 70634-8478 |
| Document Number | 1594/332 |
| Book / Page | 1594 / 332 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 709236 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Et Ux (and Wife) |
| Document Number | 709237 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 709237 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Vernon Parish assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | Vernon Parish |
| Unified School District | Vernon Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,027.00 (+7.47%) Homeowner's exemption | $31,200 (-) Land $2,300 Building $28,900 | $312,000 (-) Land $23,000 Building $289,000 |
| 2023 | $3,747.00 Homeowner's exemption | $31,200 Land $2,300 Building $28,900 | $312,000 Land $23,000 Building $289,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 93% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Swyft Connect Fiber | 1,000 / 1,000 |
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