Oneida County and Rome City property record for 320 Matthew St, Rome, NY 13440
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,850 sqft · built 1890 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $4,300 (Jul 1998) |
| Tax Bill | $311 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Jul 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 301301 242.056-1-78 |
| Primary APN | 301301 242.056-1-78 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,850 sqft Living Area |
| 1st Floor Area | 925 sqft |
| 2nd Floor Area | 925 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Width | 45.5 ft Width |
| Garage Type | Detached |
| Garage Area | 24 sqft |
| Porch | Slab |
| Porch Area | 314 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 22590 03 |
|---|---|
| Street Address | 320 MATTHEW ST |
| City | ROME |
| State | NY |
| Zip | 13440-5648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | H&L 44X140 |
| Legal Block | 1 |
| Legal Lot Number | 78.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | ROME |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 21900 |
Source: Oneida County and Rome City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 MATTHEW ST, ROME, NY 13440-5648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jul 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Nov 23, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Oct 13, 2020 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jul 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 1998 · Amount on Record |
| Deed Sale | Jul 1, 1998 · Amount on Record |
| Prior Sale | Aug 19, 1997 · Amount on Record |
| Deed Book / Page | 2827 / 623 |
| Last Transfer Date | Nov 22, 2022 |
| Transfer Doc | 0000018422 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 320 MATTHEW ST, ROME, NY 13440-5648 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000020045 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 2021-020045 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 320 MATTHEW ST, ROME, NY 13440-5648 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000011628 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 2021-011628 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Aug 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Nov 23, 2022 |
| Property Address | 320 MATTHEW ST, ROME, NY 13440-5648 |
| Document Number | 0000018422 |
| Instrument Date | Nov 22, 2022 |
| Instrument | 2022-018422 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 MATTHEW ST, ROME, NY 13440-5648 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 320 MATTHEW ST, ROME, NY 13440-5648 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013766 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 2020-013766 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Nov 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 320 MATTHEW ST, ROME, NY 13440-5648 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 11628 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 2021-011628 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Aug 1, 2035 |
Source: Oneida County and Rome City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Rome City |
| Unified School District | Rome City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $311.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $35,000 (-) Land $7,800 Building $27,200 | $82,353 (+6.78%) Land $18,353 Building $64,000 | |
| 2023 | $35,000 (-) Land $7,800 Building $27,200 | $77,126 (+17.92%) Land $17,188 Building $59,938 | |
| 2022 | $1,664.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $35,000 Land $7,800 Building $27,200 | $65,408 Land $14,577 Building $50,831 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROME CITY serves 31,795 people · EPA ID NY3202405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures