Henderson County property record for 320 Mary Joe Rd, Tool, TX 75143
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,680 sqft · built 1982 |
| Lot Size | 0.314 acres (13,666 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $528,675 (Nov 2022) |
| Tax Bill | $746 (2024) |
| Deeds & Mortgages | Nov 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4640-0007-0060-50 |
| Primary APN | 4640-0007-0060-50 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| Gross Area | 1,900 sqft |
| 1st Floor Area | 1,680 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Wood Shingle |
| Lot Area | 13,666 sqft (0.314 acres) |
| Lot Dimensions | 200 ft deep x 120 ft wide |
| Garage Type | Detached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 220 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 291553 |
|---|---|
| Street Address | 320 MARY JOE RD |
| City | TOOL |
| State | TX |
| Zip | 75143-8355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 6 & 7 AB 841 D O WILLIAMS SUR, WOODLAND HILLS SUBD, BLK 7 LTS 6 & 7, B/44 |
| Legal Subdivision | WOODLAND HILLS SUBD |
| Legal Block | 7 |
| Legal Lot Number | 6&7 |
| Jurisdiction | HENDERSON TX |
| Township / Civil Division | CEDAR CREEK LAKE |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 950801 |
Source: Henderson County records, as of March 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 320 MARY JOE RD, TOOL, TX 75143-8355 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2022 · Amount on Record |
| Deed Sale | Nov 30, 2022 · Amount on Record |
| Prior Sale | Mar 31, 2011 · Amount on Record |
| Deed Document Number | 202221609 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HENDERSON TX |
| Recording Date | Nov 30, 2022 |
| Property Address | 320 MARY JOE RD, TOOL, TX 75143-8355 |
| Document Number | 202200021609 |
| Map Reference | CAB B SL 44 |
| Instrument Date | Nov 14, 2022 |
| Instrument | 2022-00021609 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2022 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 MARY JOE RD, TOOL, TX 75143-8355 |
| Document Number | 202200021610 |
|---|---|
| Date | Nov 30, 2022 |
| Instrument | 2022-00021610 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.85% |
| Type Change Date | Jan 1, 2023 |
| Change Frequency | Annually |
| Index | LIBOR |
Source: Henderson County assessment roll, as of September 17, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Henderson County |
| Unified School District | Mabank Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $245,601 (+21%) | $295,617 (+6.28%) Land $19,050 Building $276,567 | |
| 2024 | $746.00 (-49.49%) | ||
| 2023 | $1,477.00 (-26.59%) Homeowner's exemption Senior Citizen's exemption | $202,976 Land $19,050 Building $259,089 | $278,139 Land $19,050 Building $259,089 |
| 2022 | $2,012.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.4% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CEDAR CREEK MUD serves 24,414 people · EPA ID TX1070190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 400 / 100 |
| Conquest Wireless Fixed Wireless | 175 / 50 |
May also be available: Verizon.
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