320 Marcy St, Ottawa, IL 61350 Property Records

LaSalle County property record for 320 Marcy St, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,056 sqft · built 1933
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$153,500 (Jul 2017)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-14-201-007`

Property Details

APN / Parcel Number

Primary APN	`22-14-201-007`
Alternative APN	`18-14-202-005`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	2,056 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	320 MARCY ST
City	OTTAWA
State	IL
Zip	61350-3537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLOVER'S ADD, LT 9 BLK 3 SEC 14-33-3
Legal Range	03
Legal Township	33
Legal Section	14
Legal Subdivision	GLOVERS ADD
Legal Block	3
Legal Lot Number	9
Jurisdiction	LASALLE IL
Township / Civil Division	SOUTH OTTAWA
Census Block Group	2
Census Block	2031
Census Tract	963600

Owner

320 Marcy St is owned and occupied by an individual who bought it in July 2017.

Source: LaSalle County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	320 MARCY ST, OTTAWA, IL 61350-3537
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Oct 22, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Jul 7, 2017	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2017 · Amount on File
Deed Sale	Jul 7, 2017 · Amount on File
Prior Sale	Jan 20, 2012 · Amount on File
Deed Document Number	20179895
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	320 MARCY ST, OTTAWA, IL 61350-3537
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202112074
Date	Aug 3, 2021
Instrument	2021-12074

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	320 MARCY ST, OTTAWA, IL 61350-3537
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202016407
Date	Oct 22, 2020
Instrument	2020-16407

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LASALLE IL
Recording Date	Jul 7, 2017
Property Address	320 MARCY ST, OTTAWA, IL 61350-3537
Document Number	201709895
Instrument Date	Jun 27, 2017
Instrument	201709895
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201709896
Date	Jul 7, 2017
Instrument	201709896

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	3.88%

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	South Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$72,128 Land $6,565 Building $65,563	$216,384 Land $19,695 Building $196,689
2023	$61,135 Land $5,565 Building $55,570	$183,405 Land $16,695 Building $166,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 Marcy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Marcy St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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