Fayette County property record for 320 Maple St, Oakland, TN 38060
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,863 sqft · built 2023 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $349,900 (Jan 2024) |
| Tax Bill | $171 (2022) |
| Deeds & Mortgages | Apr 2023 Construction Loan Jan 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 024086L I 03900 |
| Primary APN | 024086L I 03900 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,863 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 244 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 320 MAPLE ST |
|---|---|
| City | OAKLAND |
| State | TN |
| Zip | 38060-2406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:79 DIST:08 CITY/MUNI/TWP:OAKLAND SUBD:CHICKASAW GARDENS PD MAP REF:086M |
| Legal Subdivision | CHICKASAW GARDENS PD |
| Legal Lot Number | 79 |
| Jurisdiction | FAYETTE TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 60403 |
320 Maple St is owned and occupied by an individual who bought it in January 2024.
Source: Fayette County records, as of January 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 MAPLE ST, OAKLAND, TN 38060-2406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2023 | Deed of Trust, Mortgage · Construction Mortgage BANK OF BARTLETT |
| Jan 25, 2024 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage BARTLETT MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2024 · Amount on File |
| Deed Sale | Jan 25, 2024 · Amount on File |
| Deed Document Number | 24000393 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE TN |
| Property Address | 320 MAPLE ST, OAKLAND, TN 38060-2406 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3420 S HOUSTON LEVEE RD, GERMANTOWN, TN 38139-8017 |
| Document Number | 0000002394 |
|---|---|
| Date | Apr 27, 2023 |
| Instrument | 23002394 |
| Name | BANK OF BARTLETT |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38134 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | May 15, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAYETTE TN |
| Recording Date | Jan 25, 2024 |
| Property Address | 320 MAPLE ST, OAKLAND, TN 38060-2406 |
| Document Number | 0000000393 |
| Map Reference | MB 11 PG 199 |
| Instrument Date | Jan 8, 2024 |
| Instrument | 24000393 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 26, 2024 |
| Title Company | NOT AVAILABLE, SMEMPHIS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,294.63 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2860 STAGE VILLAGE CV, BARTLETT, TN 38134-4663 |
| Document Number | 0000000394 |
|---|---|
| Date | Jan 25, 2024 |
| Instrument | 24000394 |
| Name | BARTLETT MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
Source: Fayette County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Fayette County |
| Municipality | Oakland Town |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $87,500 Land $14,250 Building $73,250 | $350,000 Land $57,000 Building $293,000 | |
| 2023 | $64,025 (+540.25%) Land $10,000 Building $54,025 | ||
| 2022 | $171.00 | $10,000 Land $10,000 | |
| 2021 | $256,100 Land $40,000 Building $216,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 320 Maple St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective July 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Maple St is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAKLAND WATER DEPT serves 15,443 people · EPA ID TN0000521 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Aeneas Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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