320 Maple Lakes Dr, Cataula, GA 31804 Property Records

Harris County property record for 320 Maple Lakes Dr, Cataula, GA 31804

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,092 sqft · built 2020
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$489,000 (Oct 2025)
Tax Bill	$4,931 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Jul 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`062 014B011`

Property Details

APN / Parcel Number

Primary APN	`062 014B011`
Alternative APN	`21377`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,092 sqft Heated Area
1st Floor Area	1,770 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Composition/Composite
Construction Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Garage Area	400 sqft
Pool Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	21377
Street Address	320 MAPLE LAKES DR
City	CATAULA
State	GA
Zip	31804-3473
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	LOT 11 MAPLE LAKES SUBD
Legal Subdivision	MAPLE LAKES
Legal Lot Number	11
Jurisdiction	HARRIS GA
Township / Civil Division	WAVERLY HALL
Census Block Group	1
Census Block	1000
Census Tract	120401

Owner

320 Maple Lakes Dr is owned and occupied by two individuals who bought it in October 2025.

Source: Harris County records, as of June 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	320 MAPLE LAKES DR, CATAULA, GA 31804-3473
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2020	Deed of Trust, Mortgage · Line of Credit SOUTHERN STATES BANK
Jul 27, 2020	Deed of Trust, Mortgage · VA Mortgage SYNOVUS BANK
Oct 8, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Jan 22, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Apr 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage
Oct 31, 2025	Warranty Deed, Transfer LOCAL LOAN SERVICING
Jul 22, 2020	Limited Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2025 · Amount on File
Deed Sale	Oct 31, 2025 · Amount on File
Deed Book / Page	2397 / 70
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS GA
Property Address	320 MAPLE LAKES DR, CATAULA, GA 31804-3473
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001711/0000000013
Date	Apr 14, 2020
Book Page	0000001711/0000000013

Lender

Name	SOUTHERN STATES BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2021

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS GA
Property Address	320 MAPLE LAKES DR, CATAULA, GA 31804-3473
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001754/0000000166
Date	Jul 27, 2020
Book Page	0000001754/0000000166

Lender

Name	SYNOVUS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS GA
Property Address	320 MAPLE LAKES DR, CATAULA, GA 31804-3473
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 MAPLE LAKES DR, CATAULA, GA 31804-3473

Mortgage

Document Number	0000001980/0000000238
Date	Oct 8, 2021
Book Page	0000001980/0000000238

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS GA
Property Address	320 MAPLE LAKES DR, CATAULA, GA 31804-3473
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 MAPLE LAKES DR, CATAULA, GA 31804-3473

Mortgage

Document Number	0000002217/0000000304
Date	Jan 22, 2024
Book Page	0000002217/0000000304

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2044

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS GA
Recording Date	Apr 16, 2026
Property Address	320 MAPLE LAKES DR, CATAULA, GA 31804-3473
Document Number	0000002449/0000000220
Book / Page	2449 / 220
Instrument Date	Mar 26, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 MAPLE LAKES DR, CATAULA, GA 31804-3473

Mortgage

Document Number	2449000220,
Date	Apr 16, 2026
Book Page	2449/220

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS GA
Recording Date	Oct 31, 2025
Property Address	320 MAPLE LAKES DR, CATAULA, GA 31804-3473
Document Number	0002397/70
Book / Page	2397 / 70
Instrument Date	Oct 28, 2025
Transaction Type	Transfer
Record Updated	Apr 27, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4.89
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 MAPLE LAKES DR, CATAULA, GA 31804-3473

Mortgage

Document Number	0000239772
Date	Oct 31, 2025
Instrument	2397/72

Lender

Name	LOCAL LOAN SERVICING

Agreement

Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2055

July 2020: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HARRIS GA
Recording Date	Jul 22, 2020
Property Address	320 MAPLE LAKES DR, CATAULA, GA 31804-3473
Document Number	1754/162
Book / Page	1754 / 162
Instrument Date	Jul 22, 2020
Instrument	2020-001034
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 MAPLE LAKES DR, CATAULA, GA 31804-3473

Tax Assessment & Valuation

The 2025 property tax bill for 320 Maple Lakes Dr was $4,931 with a homeowner's exemption.

Source: Harris County assessment roll, as of December 11, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Harris County
Unified School District	Harris County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,931.00 Homeowner's exemption	$188,831 Land $22,000 Building $166,831	$472,077 Land $55,000 Building $417,077
2023	$4,520.00 (+29.07%)	$164,151 Land $22,000 Building $142,151	$410,378 Land $55,000 Building $355,378
2022	$3,502.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 Maple Lakes Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Maple Lakes Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 71% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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