320 Manzanilla Way, Oceanside, CA 92057 Property Records

San Diego County property record for 320 Manzanilla Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,362 sqft · built 2001
Lot Size	0.153 acres (6,646 sqft)
Owner	2 Individual Names on File
Last Sale	$291,000 (Nov 2000)
Tax Bill	$5,309 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit May 2018 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`161-780-07-00`

Property Details

APN / Parcel Number

Primary APN	`161-780-07-00`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,362 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	6,646 sqft (0.153 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	320 MANZANILLA WAY
City	OCEANSIDE
State	CA
Zip	92057-6811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-1 (Res)
Legal Description	LOT 7 TR 013970
Legal Subdivision	RANCHO DEL ORO INDUST PARK
Legal Tract	013970
Legal Block	2
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2010
Census Tract	18524

Owner

320 Manzanilla Way is owned and occupied by two individuals who bought it in November 2000.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	320 MANZANILLA WAY, OCEANSIDE, CA 92057-6811
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 4, 2018	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Mar 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2000 · Amount on File
Deed Sale	Nov 1, 2000 · Amount on File
Deed Document Number	2000591854
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	320 MANZANILLA WAY, OCEANSIDE, CA 92057-6811
Transaction Type	Mortgage
Record Updated	Aug 30, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 MANZANILLA WAY, OCEANSIDE, CA 92057-6811

Mortgage

Document Number	0000227834
Date	Aug 22, 2023
Instrument	2023-0227834

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	320 MANZANILLA WAY, OCEANSIDE, CA 92057-6811
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000179047
Date	May 4, 2018
Instrument	2018-0179047

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 27, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	320 MANZANILLA WAY, OCEANSIDE, CA 92057-6811
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 MANZANILLA WAY, OCEANSIDE, CA 92057-6811

Mortgage

Document Number	0000121847
Date	Mar 18, 2022
Instrument	2022-0121847

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 320 Manzanilla Way was $5,309 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$488,144 (+2%) Land $138,314 Building $349,830
2025	$5,309.00 Homeowner's exemption	$478,573 Land $135,602 Building $342,971
2023	$4,657.00 (+1.57%) Homeowner's exemption	$424,992 Land $130,338 Building $294,654
2022	$4,585.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 320 Manzanilla Way in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Manzanilla Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,047 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, San Diego Broadband.

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