320 Major Ter, Holts Summit, MO 65043 Property Records

Callaway County property record for 320 Major Ter, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,152 sqft · built 1969
Lot Size	1.1 acres (48,308 sqft)
Owner	Individual Name on Record
Tax Bill	$1,282 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-07.0-36.0-40-001-005.000`

Property Details

APN / Parcel Number

Primary APN	`25-07.0-36.0-40-001-005.000`
Alternative APN	`2507036040001000000`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1969
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Asphalt
Lot Area	48,308 sqft (1.1 acres)
Lot Dimensions	32.2 ft deep x 15 ft wide
Garage Type	Attached
Garage Area	351 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	645 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	2507036040001005000
Street Address	320 MAJOR TER
City	HOLTS SUMMIT
State	MO
Zip	65043-1748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 15 & LOT 16 MAJORS SUBDIVISION OF DUNHAM LAND
Legal Subdivision	MAJOR TERRACE
Legal Lot Number	15
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2009
Census Tract	70702

Owner

Source: Callaway County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	320 MAJOR TER, HOLTS SUMMIT, MO 65043-1748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage FLAT BRANCH MORTGAGE INC
Jul 9, 2024	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2024
Deed Sale	Jul 9, 2024
Deed Document Number	202403424
Deed Book / Page	514 / 217
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	320 MAJOR TER, HOLTS SUMMIT, MO 65043-1748
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000525/605
Date	Feb 18, 2026
Book Page	525/605
Instrument	202600973

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Jul 9, 2024
Property Address	320 MAJOR TER, HOLTS SUMMIT, MO 65043-1748
Document Number	000514/217
Book / Page	514 / 217
Instrument Date	Jul 8, 2024
Instrument	202403424
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 MAJOR TER, HOLTS SUMMIT, MO 65043-1748

Mortgage

Document Number	0202403425
Date	Jul 9, 2024
Instrument	202403425

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Holts Summit City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,282.00 (-2.44%)	$21,090 (-)	$111,000 (-)
2024	$1,314.00 (+15.47%)	$21,090 (+15.44%)	$111,000 (+15.43%)
2023	$1,138.00 (+2.61%)	$18,270 (+2.67%)	$96,160 (+2.67%)
2022	$1,109.00	$17,795 Land $2,671 Building $15,124
2021			$93,660 Land $14,060 Building $79,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Wisper ISP.

Nearby Properties on Major Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures