Giles County property record for 320 Main St, Prospect, TN 38477
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,114 sqft · built 1900 |
| Lot Size | 3.09 acres (135,036 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (Jun 2018) |
| Tax Bill | $1,187 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Aug 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028158P A 01200 |
| Primary APN | 028158P A 01200 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,114 sqft Living Area |
| 1st Floor Area | 1,853 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 135,036 sqft (3.09 acres) |
| Terrain | Rolling |
| Porch | Open Porch |
|---|---|
| Porch Area | 378 sqft |
| Patio Area | 290 sqft |
| Utility Building | 420 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Radiant |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 320 MAIN ST |
|---|---|
| City | PROSPECT |
| State | TN |
| Zip | 38477 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 09, COUNTY AREA: L01 |
| Jurisdiction | GILES TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1088 |
| Census Tract | 920800 |
Source: Giles County records · APN 028158P A 01200
Assessment roll updated May 20, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 57, ELKTON, TN 38455-0057 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 01, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Aug 30, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Dec 12, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LISTERHILL CU |
| Oct 18, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Jun 22, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 22, 2018 · Amount on Record |
| Deed Sale | Jun 22, 2018 · Amount on Record |
| Deed Document Number | 18117228 |
| Deed Book / Page | D376 / 469 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILES TN |
| Property Address | 320 MAIN ST, PROSPECT, TN 38477-6390 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000130474 |
|---|---|
| Date | Feb 01, 2021 |
| Book Page | DT608/820 |
| Instrument | 21130474 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILES TN |
| Property Address | 320 MAIN ST, PROSPECT, TN 38477-6390 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000134104 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | DT619/796 |
| Instrument | 21134104 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILES TN |
| Property Address | 320 MAIN ST, PROSPECT, TN 38477-6390 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Title Company | AMTITLE AND ESCROW LLC, TITLE AND ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0000141601 |
|---|---|
| Date | Dec 12, 2022 |
| Book Page | DT642/539 |
| Instrument | 22141601 |
| Name | LISTERHILL CU |
|---|---|
| Type | Credit Union |
| Address | MUSCLE SHOALS, AL 35661 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 12, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILES TN |
| Property Address | 320 MAIN ST, ARDMORE, TN 38449 |
| Document Number | 0000124023 |
| Instrument Date | Oct 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 320 MAIN ST PROSPECT TN 38477, PROSPECT, TN 38477 |
| Document Number | 0000124023 |
|---|---|
| Date | Nov 01, 2019 |
| Book Page | 000587/000868 |
| Instrument | 124023 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 31, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILES TN |
| Recording Date | Jun 22, 2018 |
| Property Address | 320 MAIN ST, ARDMORE, TN 38449 |
| Document Number | 0000117228 |
| Book / Page | 000376 / 000469 |
| Instrument Date | Jun 21, 2018 |
| Instrument | 117228 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $296.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 320 MAIN ST ALKTON TN, ALKTON, TN |
Source: Giles County records · Assessment roll updated May 20, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Giles County |
| Municipality | Elkton City |
| Unified School District | Giles County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,187.00 (+12.83%) | $42,300 (-) Land $10,625 Building $31,675 | |
| 2024 | $1,052.00 (+6.91%) | $42,300 (-) Land $10,625 Building $31,675 | |
| 2023 | $984.00 (+14.29%) | $42,300 (-) Land $10,625 Building $31,675 | |
| 2022 | $861.00 | $42,300 Land $10,625 Building $31,675 | $169,200 Land $42,500 Building $126,700 |
Source: FEMA National Flood Hazard Layer, Giles County (47055C), updated August 30, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470559208001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 41 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pulaski Electric System Fiber | 5,000 / 5,000 |
| Mediacom Communications Cable | 2,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | SOUTH GILES UTILITY DISTRICT serves 6,985 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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