320 Main St, Oroville, WA 98844 Property Records

Okanogan County property record for 320 Main St, Oroville, WA 98844

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,115 sqft · built 1958
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Tax Bill$1,797 (2026)
Deeds & MortgagesJan 2022 Reverse Mortgage
APN2130200201

Property Details

APN / Parcel Number

Primary APN2130200201
Alternative APN
  • 841977

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,115 sqft Living Area
Gross Area3,269 sqft
1st Floor Area1,154 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialMetal
Lot Area5,663 sqft (0.13 acres)
Garage TypeAttached
Garage Area1,154 sqft
Parking Spaces4 Parking Spaces
Patio Area156 sqft
Shed1 Shed
Shed Area450 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
Heating FuelElectric
SewerSeptic

Location & Zoning

Street Address320 MAIN ST
CityOROVILLE
StateWA
Zip98844
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 3 BLK 20 ORO OROVILLE
Legal Range27
Legal Township40
Legal Section33
Legal SubdivisionORO OROVILLE
Legal Block20
Legal Lot Number2
JurisdictionOKANOGAN WA
Township / Civil DivisionOROVILLE
Census Block Group2
Census Block2047
Census Tract970301

Owner

320 Main St is owned and occupied by two individuals who acquired it in June 2020.

Source: Okanogan County records, as of May 21, 2026

Owner of Record2 Individual Names on File
Mailing Address320 MAIN ST, OROVILLE, WA 98844
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 23, 2020
Transfer Doc0003260812
Record UpdatedSep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKANOGAN WA
Recording DateJan 11, 2022
Property Address320 MAIN ST, OROVILLE, WA 98844
Document Number0003260812
Map ReferenceVOL A PG 17
Instrument DateJun 23, 2020
Instrument3260812
Transaction TypeTransfer
Record UpdatedFeb 16, 2022
Title CompanyBAINES TITLE COMPANY, BAINES TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address320 MAIN ST, OROVILLE, WA 98844

Mortgage

Document Number0003260813
DateJan 11, 2022
Instrument3260813
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term884 Months
DueSep 27, 2095
Interest
Rate TypeAdjustable Rate
Rate2.82%
Type Change DateJul 1, 2021
Change FrequencyAnnually
Index1-Year LIBOR

Tax Assessment & Valuation

The 2026 property tax bill for 320 Main St was $1,797.

Source: Okanogan County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateWashington
CountyOkanogan County
MunicipalityOroville City
Unified School DistrictOroville School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,797.00$208,300 Land $26,100 Building $182,200$208,300 Land $26,100 Building $182,200
2023$1,630.00$176,300 (+21.34%) Land $11,000 Building $165,300$176,300 (+21.34%) Land $11,000 Building $165,300
2022$145,300 Land $11,000 Building $134,300$145,300 Land $11,000 Building $134,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 320 Main St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Main St is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 64% of Washington
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OROVILLE
serves 3,256 people · EPA ID WA5364400
Water SourceGroundwater
Last State InspectionOct 2021
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Okanogan County PUD.

Nearby Properties on Main St

Nearby Streets

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