Wright County property record for 320 Main St, Clearwater, MN 55320 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,951 sqft · built 1879 |
| Lot Size | 0.204 acres (8,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $173,000 (Aug 2005) |
| Tax Bill | $2,946 (2026) |
| Deeds & Mortgages | Mar 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 104-010-001030 |
| Primary APN | 104-010-001030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,951 sqft Living Area |
| 1st Floor Area | 1,101 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1879 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,920 sqft (0.204 acres) |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 372 sqft |
| Deck Area | 146 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 320 MAIN ST |
|---|---|
| City | CLEARWATER |
| State | MN |
| Zip | 55320-2008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-35 TWP-123 RANGE-027 ORIGINAL PLAT CLEARWATER LT8 & S1/2 OF 9 BLK1 2 OF 9 BLK1 |
| Legal Range | 027 |
| Legal Township | 123 |
| Legal Section | 35 |
| Legal Subdivision | ORIGINAL PLAT CLEARWATER |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 100300 |
Source: Wright County records · APN 104-010-001030
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 MAIN ST, CLEARWATER, MN 55320-2008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 08, 2005 · Amount on Record |
| Deed Sale | Aug 08, 2005 · Amount on Record |
| Prior Sale | Oct 28, 2003 · Amount on Record |
| Deed Document Number | 200596711 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Mar 01, 2024 |
| Property Address | 320 MAIN ST, CLEARWATER, MN 55320-2008 |
| Document Number | 00A1548235 |
| Instrument Date | Feb 27, 2024 |
| Instrument | A1548235 |
| Transaction Type | Transfer |
| Record Updated | Apr 09, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 MAIN ST, CLEARWATER, MN 55320-2008 |
Source: Wright County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Clearwater City |
| County | Wright County |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,946.00 (-0.2%) | $277,800 (+5.95%) Land $27,800 Building $250,000 | $277,800 (+5.95%) Land $27,800 Building $250,000 |
| 2025 | $262,200 (-0.98%) Land $21,000 Building $241,200 | $262,200 (-0.98%) Land $21,000 Building $241,200 | |
| 2023 | $2,952.00 (+16.22%) | $264,800 Land $21,000 Building $243,800 | $264,800 Land $21,000 Building $243,800 |
| 2022 | $2,540.00 |
Source: FEMA National Flood Hazard Layer, Wright County (27171C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271711003001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1998–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2011, other causes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Midcontinent Communications | Cable | 1,250 / 60 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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