Bastrop County property record for 320 M L K Dr, Elgin, TX 78621
| Property Type | Single Family Home |
|---|---|
| Details | 1,626 sqft · built 1985 |
| Lot Size | 0.151 acres (6,578 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,603 (2025) |
| Deeds & Mortgages | Feb 2019 Reverse Mortgage Jul 2020 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R57536 |
| Primary APN | R57536 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,626 sqft Living Area |
| Gross Area | 2,076 sqft |
| 1st Floor Area | 1,626 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick Veneer |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Composition Shingle |
| Lot Area | 6,578 sqft (0.151 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 320 M L K DR |
|---|---|
| City | ELGIN |
| State | TX |
| Zip | 78621-3036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHIRLENES LOT, LOT 3B 2, ACRES 0.1510 |
| Legal Subdivision | S7755 - SHIRLENES LOT |
| Legal Block | 1 |
| Legal Lot Number | 3B |
| Jurisdiction | BASTROP TX |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 950201 |
320 M L K Dr is owned by an individual who acquired it in July 2020.
Source: Bastrop County records, as of May 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 204 LOESCH DR, ELGIN, TX 78621-1102 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 20, 2019 | Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC |
| Jul 30, 2020 | Special Warranty Deed, Transfer STEWART TITLE |
| Dec 11, 2019 | Special Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Oct 8, 2019 | Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2020 |
| Deed Sale | Jul 30, 2020 |
| Prior Sale | Oct 8, 2019 · Amount on File |
| Deed Document Number | 202012481 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BASTROP TX |
| Property Address | 320 M L K DR, ELGIN, TX 78621-3036 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0201902380 |
|---|---|
| Date | Feb 20, 2019 |
| Instrument | 201902380 |
| Name | ONE REVERSE MORTGAGE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | SAN DIEGO, CA 92121 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BASTROP TX |
| Recording Date | Jul 30, 2020 |
| Property Address | 320 M L K DR, ELGIN, TX 78621-3036 |
| Document Number | 0202012481 |
| Instrument Date | Jul 23, 2020 |
| Instrument | 202012481 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14405 WALTERS RD STE 200, 200, HOUSTON, TX 77014-1345 |
| Name | Verified Name |
|---|---|
| Address | 204 LOESCH DR, ELGIN, TX 78621-1102 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BASTROP TX |
| Recording Date | Dec 11, 2019 |
| Property Address | 320 M L K DR, ELGIN, TX 78621-3036 |
| Document Number | 201919429 |
| Instrument Date | Dec 3, 2019 |
| Instrument | 201919429 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14405 WALTERS RD STE 200, 14405, HOUSTON, TX 77014-1345 |
| Name | Verified Name |
|---|---|
| Address | 14405 WALTERS RD STE 200, 200, HOUSTON, TX 77014-1345 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | BASTROP TX |
| Recording Date | Oct 8, 2019 |
| Property Address | 320 M L K DR, ELGIN, TX 78621-3036 |
| Document Number | 0201915597 |
| Map Reference | CAB 2 PG 241A |
| Instrument Date | Oct 1, 2019 |
| Instrument | 201915597 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 21, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14405 WALTERS RD STE 200, 200, HOUSTON, TX 77014-1345 |
The 2025 property tax bill for 320 M L K Dr was $5,603, down 5.3% from the year before.
Source: Bastrop County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bastrop County |
| Municipality | Elgin City |
| Unified School District | Elgin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,603.00 (-5.31%) | $226,411 Land $123,066 Building $103,345 | $226,411 Land $123,066 Building $103,345 |
| 2024 | $5,917.00 | ||
| 2023 | $246,815 (+25.61%) Land $123,066 Building $123,749 | $246,815 (+25.61%) Land $123,066 Building $123,749 | |
| 2022 | $5,022.00 | $196,491 Land $86,166 Building $110,325 | $196,491 Land $86,166 Building $110,325 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 M L K Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 M L K Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 89% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELGIN serves 13,188 people · EPA ID TX0110002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| SOS Communications Fixed Wireless | 100 / 20 |
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