Suffolk City property record for 320 Lummis Rd, Suffolk, VA 23434
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,012 sqft · built 2019 |
| Lot Size | 2.64 acres (115,260 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $426,000 (Dec 2022) |
| Tax Bill | $450 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2022 Sale & Mortgage + 3 more |
| APN | 42*26A |
| Primary APN | 42*26A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,012 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 115,260 sqft (2.64 acres) |
| Garage Type | Attached |
| Garage Area | 470 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Other |
|---|
| Account Number | 151205000 |
|---|---|
| Street Address | 320 LUMMIS RD |
| City | SUFFOLK |
| State | VA |
| Zip | 23434-8507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRICULTUR |
| Legal Description | WHITE RT 647 RT 643 |
| Legal Subdivision | JASON WEEKS PROPERTY |
| Jurisdiction | SUFFOLK CITY VA |
| Township / Civil Division | SUFFOLK |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 75801 |
320 Lummis Rd is owned and occupied by two individuals who bought it in December 2022.
Source: Suffolk City records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 LUMMIS RD, SUFFOLK, VA 23434-8507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Dec 1, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FEDERAL CREDIT UNION |
| Nov 18, 2019 | Warranty Deed, Subdivision Related Transfer · VA Mortgage TIDEWATER MORTGAGE SERVICES INC |
| Jun 12, 2019 | Warranty Deed, Construction Loan · Construction Mortgage TOWNEBANK |
| Jul 12, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2022 · Amount on File |
| Deed Sale | Dec 1, 2022 · Amount on File |
| Prior Sale | Nov 18, 2019 · Amount on File |
| Deed Document Number | 202216459 |
| Prior Transfer Date | Jul 6, 2018 |
| Prior Transfer Doc | 0000007358 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Property Address | 320 LUMMIS RD, SUFFOLK, VA 23434-8507 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 320 LUMMIS RD, SUFFOLK, VA 23434-8507 |
| Document Number | 0260003226 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 260003226 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | Dec 1, 2022 |
| Property Address | 320 LUMMIS RD, SUFFOLK, VA 23434-8507 |
| Document Number | 0220016459 |
| Instrument Date | Nov 22, 2022 |
| Instrument | 220016459 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 LUMMIS RD, SUFFOLK, VA 23434-8507 |
| Document Number | 0220016460 |
|---|---|
| Date | Dec 1, 2022 |
| Instrument | 220016460 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | Nov 18, 2019 |
| Property Address | 320 LUMMIS RD, SUFFOLK, VA 23434-8507 |
| Document Number | 0190013076 |
| Instrument Date | Nov 6, 2019 |
| Instrument | 190013076 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 LUMMIS RD, SUFFOLK, VA 23434-8507 |
| Document Number | 0190013077 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 190013077 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | Jun 12, 2019 |
| Property Address | 320 LUMMIS RD, SUFFOLK, VA 23434-8507 |
| Document Number | 0190006130 |
| Instrument Date | Jun 7, 2019 |
| Instrument | 190006130 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 6, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2017 WILROY RD, SUFFOLK, VA 23434-2309 |
| Document Number | 0190006131 |
|---|---|
| Date | Jun 12, 2019 |
| Instrument | 190006131 |
| Name | TOWNEBANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | Jul 12, 2018 |
| Property Address | 320 LUMMIS RD, SUFFOLK, VA 23434-8507 |
| Document Number | 0180007358 |
| Instrument Date | Jul 6, 2018 |
| Instrument | 180007358 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2128, SUFFOLK, VA 23432-0128 |
The 2025 property tax bill for 320 Lummis Rd was $450 with a senior citizen's exemption, up 14.5% from the year before.
Source: Suffolk City assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Suffolk City |
| Unified School District | Suffolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $458,300 (+4.4%) Land $91,300 Building $367,000 | ||
| 2025 | $450.00 (+14.5%) Senior Citizen's exemption | $458,300 (+4.4%) Land $91,300 Building $367,000 | $439,000 Land $83,000 Building $356,000 |
| 2024 | $393.00 Senior Citizen's exemption | $439,000 (+7.47%) Land $83,000 Building $356,000 | |
| 2023 | Senior Citizen's exemption | $408,500 Land $83,000 Building $325,500 | $408,500 Land $83,000 Building $325,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 320 Lummis Rd; there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Lummis Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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