Volusia County property record for 320 Lowndes Ave, Ormond Beach, FL 32174 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1989 |
| Square Footage | 1,189 sqft Living Area |
| Lot Size | 11,500 sqft (0.264 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $115,000 (2013) |
| Tax Bill | $1,554.00 (2025) |
| Primary APN | 4238-11-13-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,189 sqft Living Area |
| Gross Area | 1,568 sqft Gross Area |
| 1st Floor | 1,189 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Concrete Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 11,500 sqft (0.264 acres) |
| Depth X Width | 115 ft x 100 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 379 sqft Garage |
| Deck Area | 60 sqft Deck |
| Porch Area | 216 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 3145526 |
|---|---|
| Street Address | 320 LOWNDES AVE |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-3337 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 38 14 32 LOT 1 EXC NE 85 FT BLK 13 TOMOKA ESTATES UNIT 3 MB 11 PGS 261-262 INC PER OR 5051 PG 1385 PER OR 5467 PG 2177 PER OR 5762 PG 4200 PER OR 5762 PG 4201 PER OR 6677 PG 0222 PER OR 6696 PGS 2690-2691 PER OR 6878 PG 4728 |
| Legal Range | 32E |
| Legal Township | 14S |
| Legal Section | 38 |
| Legal Subdivision | TOMOKA ESTATE |
| Legal Tract | 11 |
| Legal Block | 13 |
| Legal Lot Number | 1 |
| Legal Unit | 3 |
| Jurisdiction | VOLUSIA FL |
| Minor Civil Division | ORMOND BEACH |
| Census Blockgroup | 2 |
| Census Block | 2029 |
| Census Tract | 80101 |
Source: Volusia County records · APN 4238-11-13-0010
Assessment roll updated March 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 LOWNDES AVE, ORMOND BEACH, FL 32174-3337 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 29, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage AMERIS BANK |
| Nov 02, 2018 | Loan Modification, Mortgage · Conventional Mortgage MORTGAGE ELECTRONIC REGISTRATI |
| Nov 02, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 08, 2013 · Amount on Record |
| Deed Sale | Jul 08, 2013 · Amount on Record |
| Prior Sale | Apr 03, 2012 · Amount on Record |
| Deed Doc Number | 2013130291 |
| Deed Book / Page | 6878 / 4728 |
| Prior Transfer Date | Jan 25, 2006 |
| Prior Transfer Doc | 0057624200 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 320 LOWNDES AVE, ORMOND BEACH, FL 32174-3337 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0077003292 |
|---|---|
| Date | May 29, 2019 |
| Book Page | 7700/3292 |
| Instrument | 2019-105617 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 320 LOWNDES AVE, ORMOND BEACH, FL 32174-3337 |
| Document Number | 0076202777 |
| Instrument Date | Nov 02, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Name | Verified Name |
|---|---|
| Address | 320 LOWNDES AVE ORMOND BEACH FL 321743337, ORMOND BEACH, FL 32174-3337 |
| Document Number | 0076202777 |
|---|---|
| Date | Nov 08, 2018 |
| Book Page | 007620/002777 |
| Instrument | 225867 |
| Name | MORTGAGE ELECTRONIC REGISTRATI |
|---|---|
| Address | RESTON, VA 20190 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 07, 2048 |
| Rate | 4.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 320 LOWNDES AVE, ORMOND BEACH, FL 32174-3337 |
| Document Number | 0076202863 |
| Instrument Date | Nov 02, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Name | Verified Name |
|---|---|
| Address | 320 LOWNDES AVE ORMOND BEACH FL 321743337, ORMOND BEACH, FL 32174-3337 |
| Document Number | 0076202863 |
|---|---|
| Date | Nov 08, 2018 |
| Book Page | 007620/002863 |
| Instrument | 225881 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | OKLAHOMA CITY, OK 73107 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 07, 2048 |
Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Unified School District | Volusia County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $112,987 (+2.7%) | $214,015 (+1.26%) Land $30,400 Building $183,615 | |
| 2025 | $1,554.00 (+6.95%) Homeowner's exemption | $110,017 (+5.99%) | $211,350 (+2.79%) Land $30,400 Building $180,950 |
| 2023 | $1,453.00 (+3.93%) Homeowner's exemption | $103,803 (+3%) | $205,614 (+6.77%) Land $30,400 Building $175,214 |
| 2022 | $1,398.00 Homeowner's exemption | $100,780 | $192,577 Land $30,400 Building $162,177 |
Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 73% of the US · above 56% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 270 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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