320 Lowell St, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 320 Lowell St, Peabody, MA 01960

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,944 sqft · built 1950
Lot Size	0.19 acres (8,272 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Aug 2011)
Tax Bill	$5,048 (2026)
Deeds & Mortgages	Nov 2020 Refinance Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PEAB M:0061 B:0164`

Property Details

APN / Parcel Number

Primary APN	`PEAB M:0061 B:0164`
Alternative APN	`6973`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,944 sqft Living Area
1st Floor Area	1,944 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	8,272 sqft (0.19 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	6973
Street Address	320 LOWELL ST
City	PEABODY
State	MA
Zip	01960-2703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Subdivision	CITY PEABODY
Legal Block	164
Jurisdiction	PEABODY MA
Township / Civil Division	PEABODY
Census Block Group	2
Census Block	2021
Census Tract	210302

Owner

320 Lowell St is owned and occupied by an individual who bought it in August 2011.

Source: Essex County and Peabody City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	320 LOWELL ST, PEABODY, MA 01960-2703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC
Apr 13, 2018	Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2011 · Amount on File
Deed Sale	Aug 15, 2011 · Amount on File
Deed Book / Page	30590 / 403
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	320 LOWELL ST, PEABODY, MA 01960-2703
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39234-251
Date	Nov 30, 2020
Book Page	39234/251
Instrument	20201130003490

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2045

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEABODY MA
Recording Date	Apr 13, 2018
Property Address	320 LOWELL ST, PEABODY, MA 01960-2703
Document Number	36647-191
Book / Page	036647 / 000191
Instrument Date	Apr 12, 2018
Instrument	1804131860
Transaction Type	Transfer
Record Updated	May 9, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 LOWELL ST PEABODY MA 019602703, PEABODY, MA 01960-2703

Mortgage

Document Number	36647-193
Date	Apr 13, 2018
Book Page	036647/000193
Instrument	1804131870

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 320 Lowell St was $5,048, down 5.4% from the year before.

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Peabody City
Unified School District	Peabody School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,048.00 (-5.36%)	$533,000 (-7.47%) Land $282,000 Building $251,000	$617,007 (-6.86%)
2025	$5,334.00 (+6.51%)	$576,000 (+4.9%) Land $261,100 Building $314,900	$662,435
2024	$5,008.00 (+9.44%)	$549,100 (+14.23%) Land $261,100 Building $288,000
2023	$4,576.00	$480,700 Land $217,700 Building $263,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Lowell St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2010–2021)
Most Recent Claim	Sep 2021 · Tropical Storm Henri

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Lowell St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000
Water Source	Surface water
Last State Inspection	May 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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