320 Lovers Ln, Vacaville, CA 95688 Property Records

Solano County property record for 320 Lovers Ln, Vacaville, CA 95688

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,996 sqft · built 1958
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$587,000 (Sep 2023)
Tax Bill	$6,863 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0126-204-040`

Property Details

APN / Parcel Number

Primary APN	`0126-204-040`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	3 Stories
Building Area	1,996 sqft Living Area
1st Floor Area	866 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1978
Lot Area	6,098 sqft (0.14 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	320 LOVERS LN
City	VACAVILLE
State	CA
Zip	95688-4321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTGOMERY ESTATES 4 SUB LOT 7
Legal Subdivision	MONTGOMERY ESTATES 4
Legal Lot Number	7
Legal Unit	4
Jurisdiction	SOLANO CA
Township / Civil Division	VACAVILLE
Census Block Group	4
Census Block	4000
Census Tract	253101

Owner

320 Lovers Ln is owned and occupied by two individuals who bought it in September 2023.

Source: Solano County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	320 LOVERS LN, VACAVILLE, CA 95688-4321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 28, 2023	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 26, 2020	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jun 2, 2017	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2023 · Amount on File
Deed Sale	Sep 28, 2023 · Amount on File
Prior Sale	Aug 26, 2020 · Amount on File
Deed Document Number	202342188
Prior Transfer Date	Feb 16, 2016
Prior Transfer Doc	0000013584
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	320 LOVERS LN, VACAVILLE, CA 95688-4321
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 LOVERS LN, VACAVILLE, CA 95688-4321

Mortgage

Document Number	0000008514
Date	Feb 25, 2026
Instrument	202600008514

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOLANO CA
Recording Date	Sep 28, 2023
Property Address	320 LOVERS LN, VACAVILLE, CA 95688-4321
Document Number	0000042188
Map Reference	MB 17 PG 49
Instrument Date	Sep 25, 2023
Instrument	202300042188
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$645.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	320 LOVERS LN, VACAVILLE, CA 95688-4321

Mortgage

Document Number	0000042189
Date	Sep 28, 2023
Instrument	202300042189

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOLANO CA
Recording Date	Aug 26, 2020
Property Address	320 LOVERS LN, VACAVILLE, CA 95688-4321
Document Number	0000071842
Map Reference	MB 17 PG 49
Instrument Date	Aug 18, 2020
Instrument	202000071842
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$583.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	320 LOVERS LN, VACAVILLE, CA 95688-4321

Mortgage

Document Number	0000071843
Date	Aug 26, 2020
Instrument	202000071843

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOLANO CA
Recording Date	Jun 2, 2017
Property Address	320 LOVERS LN, VACAVILLE, CA 95688-4321
Document Number	0000046531
Instrument Date	May 31, 2017
Instrument	46531
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$522.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 LOVERS LN VACAVILLE CA 956884321, VACAVILLE, CA 95688-4321

Mortgage

Document Number	46532
Date	Jun 2, 2017
Instrument	46532

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 320 Lovers Ln was $6,863, up 8.3% from the year before.

Source: Solano County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Solano County
Municipality	Vacaville City
Unified School District	Vacaville Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$610,714 (+2%) Land $182,070 Building $428,644
2025	$6,863.00 (+8.32%)	$598,740 Land $178,500 Building $420,240
2024	$6,336.00 (+2.42%)
2023	$6,186.00 (+2.67%)	$529,756 Land $78,084 Building $451,672	$518,040
2022	$6,025.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Lovers Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Lovers Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VACAVILLE serves 99,650 people · EPA ID CA4810008
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: DigitalPath.

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