320 Lone Oak Rd, Ennis, TX 75119 Property Records

Ellis County property record for 320 Lone Oak Rd, Ennis, TX 75119

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 2 ba · 3,202 sqft · built 2017
Lot Size	1.14 acres (49,946 sqft)
Owner	2 Individual Names on File
Last Sale	$285,700 (Dec 2016)
Tax Bill	$2,408 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Aug 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`R268483`

Property Details

APN / Parcel Number

Primary APN	`R268483`
Alternative APNs	`99002900001300103` `268483`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,202 sqft Gross Area
1st Floor Area	2,372 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	49,946 sqft
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	550 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	320 LONE OAK RD
City	ENNIS
State	TX
Zip	75119-1668
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	29 J ARMENDARIS 1.1466 ACRES
Legal Subdivision	J ARMENDORIS
Jurisdiction	ELLIS TX
Township / Civil Division	ENNIS
Census Block Group	1
Census Block	1032
Census Tract	61700

Owner

320 Lone Oak Rd, an agricultural property, is owned and occupied by two individuals who bought it in December 2016.

Source: Ellis County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 8125, ENNIS, TX 75120-8125
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2020	Deed of Trust, Mortgage KELLER MTG
Aug 11, 2017	Loan Modification, Mortgage ESB MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2016 · Amount on File
Deed Sale	Dec 28, 2016 · Amount on File
Deed Document Number	201635458
Prior Transfer Date	Dec 23, 2016
Prior Transfer Doc	0000035458
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	320 LONE OAK RD, ENNIS, TX 75119-1668
Document Number	0000012285
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 LONE OAK RD ENNIS TX 751191668, ENNIS, TX 75119-1668

Mortgage

Document Number	0000012285
Date	Apr 16, 2020
Instrument	12285

Lender

Name	KELLER MTG
Type	Mortgage Company
Address	DUBLIN, OH 43016

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2050

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELLIS TX
Property Address	320 LONE OAK RD, ENNIS, TX 75119-1668
Document Number	0000024668
Instrument Date	Aug 11, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	320 LONE OAK RD ENNIS TX 75119, ENNIS, TX 75119

Mortgage

Document Number	0000024668
Date	Aug 29, 2017
Instrument	24668

Lender

Name	ESB MTG
Type	Mortgage Company
Address	ENNIS, TX 75119

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 320 Lone Oak Rd was $2,408 with a homeowner's exemption, down 4.4% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Ennis Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,644 (+1%)	$313,097 (-0.15%) Land $19,378 Building $293,719
2025	$2,408.00 (-4.41%) Homeowner's exemption	$276,949	$313,566 Land $15,135 Building $298,431
2024	$2,519.00 (+15.66%)
2023	$2,178.00 Homeowner's exemption	$228,884	$301,087 Land $13,759 Building $287,328
2018	$3,842.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Lone Oak Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Lone Oak Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 49% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICE WSC serves 10,167 people · EPA ID TX1750019
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
Legacy ISP Fixed Wireless	100 / 10
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

May also be available: Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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