Montgomery County property record for 320 Locust Dr, Dayton, OH 45429
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,454 sqft · built 1959 |
| Lot Size | 0.469 acres (20,447 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,666 (2024) |
| Deeds & Mortgages | Jan 2024 Transfer Jan 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | N64 01415 0023 |
| Primary APN | N64 01415 0023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,454 sqft Living Area |
| 1st Floor Area | 1,854 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 20,447 sqft (0.469 acres) |
| Lot Dimensions | 161 ft deep x 127 ft wide |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 252 sqft |
| Patio Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 320 LOCUST DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45429-2116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 23 VALLEY HI 2 |
| Legal Subdivision | VALLEY HI 2 |
| Legal Lot Number | 23 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20400 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 320 LOCUST DR, DAYTON, OH 45429-2116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2024 | Transfer on Death Deed, Transfer |
| Jan 12, 2024 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 2, 2024 |
| Deed Sale | Jan 2, 2024 |
| Deed Document Number | 202400000257 |
| Prior Transfer Date | Sep 7, 1994 |
| Prior Transfer Doc | 0019026 |
| Record Updated | Jun 8, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jan 12, 2024 |
| Property Address | 320 LOCUST DR, DAYTON, OH 45429-2116 |
| Document Number | 0000001815 |
| Map Reference | MB JJ PG 72 |
| Instrument Date | Dec 27, 2023 |
| Instrument | 2024-00001815 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 320 LOCUST DR, DAYTON, OH 45429-2116 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jan 12, 2024 |
| Property Address | 320 LOCUST DR, DAYTON, OH 45429-2116 |
| Document Number | 0000001815 |
| Map Reference | MB JJ PG 72 |
| Instrument Date | Dec 27, 2023 |
| Instrument | 2024-00001815 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $99,200 (-) Land $22,720 Building $76,480 | ||
| 2024 | $5,666.00 (+1.63%) | ||
| 2023 | $5,575.00 (-0.25%) | $99,200 (+23.78%) Land $22,720 Building $76,480 | $283,400 (+23.78%) Land $64,900 Building $218,500 |
| 2022 | $5,589.00 | $80,140 Land $18,320 Building $61,820 | |
| 2020 | $228,960 Land $52,340 Building $176,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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