Monterey County property record for 320 Live Oak Rd, Royal Oaks, CA 95076
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,047 sqft · built 2004 |
| Lot Size | 2.56 acres (111,949 sqft) |
| Owner | Individual Name on File |
| Last Sale | $675,000 (Nov 2021) |
| Tax Bill | $8,421 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 181-041-037-000 |
| Primary APN | 181-041-037-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,047 sqft Living Area |
| 1st Floor Area | 1,047 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 111,949 sqft |
| Garage Area | 353 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 320 LIVE OAK RD |
|---|---|
| City | ROYAL OAKS |
| State | CA |
| Zip | 95076-5727 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | ASSRS MAP 7 BNYMC RO POR OF SUBS F & G OF NELY 127 AC OF L 1 OF L 169 AS DESC IN R692 PG 195 RW & EXC RW 2.569 AC |
| Legal Subdivision | BOLSA NUEVA Y MORO COJO RHO |
| Legal Block | 1 |
| Legal Lot Number | 1,169 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | PAJARO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10202 |
320 Live Oak Rd, a mobile home, is owned and occupied by an individual who bought it in November 2021.
Source: Monterey County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 LIVE OAK RD, ROYAL OAKS, CA 95076-5727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2021 · Amount on File |
| Deed Sale | Nov 12, 2021 · Amount on File |
| Prior Sale | Dec 26, 2002 · Amount on File |
| Deed Document Number | 202177072 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Nov 12, 2021 |
| Property Address | 320 LIVE OAK RD, ROYAL OAKS, CA 95076-5727 |
| Document Number | 0000077072 |
| Map Reference | REEL 423 PG 617 |
| Instrument Date | Nov 10, 2021 |
| Instrument | 2021077072 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 320 LIVE OAK RD, ROYAL OAKS, CA 95076-5727 |
| Document Number | 0000077073 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | 2021077073 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 320 Live Oak Rd was $8,421.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $730,639 (+2%) Land $487,093 Building $243,546 | |
| 2025 | $8,421.00 | $716,314 Land $477,543 Building $238,771 |
| 2023 | $7,488.00 (+1.73%) | $688,500 Land $459,000 Building $229,500 |
| 2022 | $7,361.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 320 Live Oak Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 7 (1997–2022) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Live Oak Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 69% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Cruzio, T-Mobile.
4G LTE (outdoors only), no 5G reported
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