320 Live Oak Loop, Ellabell, GA 31308 Property Records

Bulloch County property record for 320 Live Oak Loop, Ellabell, GA 31308

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 1,456 sqft · built 1994
Lot Size	0.94 acres (40,946 sqft)
Owner	Individual Name on Record
Last Sale	$96,000 (Aug 2019)
Tax Bill	$1,175 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`196C-028-000`

Property Details

APN / Parcel Number

Primary APN	`196C-028-000`
Alternative APNs	`196C000028 000` `4494`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,456 sqft Heated Area
1st Floor Area	1,456 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Mobile/Manufactured
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	40,946 sqft (0.94 acres)

Exterior Amenities

Deck Area	100 sqft
Lean-To	288 sqft
Utility Building	288 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	4494
Street Address	320 LIVE OAK LOOP
City	ELLABELL
State	GA
Zip	31308-9509
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AG-5
Legal Description	LT 28 OLNEY STATION PH III
Legal Subdivision	ONLEY STATION
Legal Phase	3
Legal Lot Number	28
Jurisdiction	BULLOCH GA
Township / Civil Division	NEVILS-STILSON
Census Block Group	2
Census Block	2054
Census Tract	110902

Owner

Source: Bulloch County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 LIVE OAK LOOP, ELLABELL, GA 31308-9509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2019 · Amount on Record
Deed Sale	Aug 30, 2019 · Amount on Record
Prior Sale	Aug 30, 2005 · Amount on Record
Deed Document Number	20192216
Deed Book / Page	2525 / 83
Record Updated	Oct 29, 2026

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BULLOCH GA
Recording Date	Sep 3, 2019
Property Address	320 LIVE OAK LOOP, ELLABELL, GA 31308-9509
Document Number	0025250083
Book / Page	002525 / 000083
Instrument Date	Aug 30, 2019
Instrument	6895
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$96.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 LIVE OAK LOOP ELLABELL GA 313089509, ELLABELL, GA 31308-9509

Mortgage

Document Number	25250084
Date	Sep 3, 2019
Book Page	002525/000084
Instrument	6896

Lender

Name	TOWNE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2049

Tax Assessment & Valuation

Source: Bulloch County assessment roll, as of February 26, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Bulloch County
Unified School District	Bulloch County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,980 (+0.99%) Land $8,240 Building $39,740	$119,950 (+0.99%) Land $20,600 Building $99,350
2025	$1,175.00 (+16.8%)	$47,508 (+14.84%) Land $8,240 Building $39,268	$118,770 (+14.84%) Land $20,600 Building $98,170
2023	$1,006.00 (+28.15%)	$41,368 Land $8,440 Building $32,928	$103,420 Land $21,100 Building $82,320
2022	$785.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (2020–2025)
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Tropical Storm Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLNEY STATION SUBDIVISION private · serves 294 people · EPA ID GA0310188
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bulloch County Rural Telephone Cooperative Fiber	8,000 / 8,000

Cell Coverage

5G and 4G LTE (outdoors only)

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