320 Lento Ln, El Cajon, CA 92021 Property Records

San Diego County property record for 320 Lento Ln, El Cajon, CA 92021

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 882 sqft · built 1958
Lot Size0.115 acres (5,025 sqft)
Owner2 Individual Names on File
Last Sale$404,000 (Dec 2019)
Tax Bill$5,742 (2025)
Deeds & MortgagesJan 2021 Mortgage
Dec 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN509-211-07-00

Property Details

APN / Parcel Number

Primary APN509-211-07-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area882 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleConventional
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area5,025 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
View / LotOcean
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address320 LENTO LN
CityEL CAJON
StateCA
Zip92021-4230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionSEC 3-16-1E S 1/2 OF POR
Legal Range01E
Legal Township16
Legal Section03
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2013
Census Tract15501

Owner

320 Lento Ln is owned by two individuals who bought it in December 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address3189 FAIR ACRES LN, SPRING VALLEY, CA 91978-2335
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Dec 27, 2019Grant Deed, Transfer · Conventional Mortgage
MISSION FCU
Nov 13, 2017Grant Deed, Transfer · Conventional Mortgage
FIRST CALIFORNIA MORTGAGE CO
Nov 13, 2017Quit Claim Deed, Transfer
CORINTHIAN TITLE-SD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 27, 2019 · Amount on File
Deed SaleDec 27, 2019 · Amount on File
Prior SaleNov 13, 2017 · Amount on File
Deed Document Number2019610197
Prior Transfer DateFeb 21, 1995
Prior Transfer Doc0000086740
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address320 LENTO LN, EL CAJON, CA 92021-4230
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 LENTO LN, EL CAJON, CA 92021-4230

Mortgage

Document Number0000017729
DateJan 11, 2021
Instrument2021-0017729
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 27, 2019
Property Address320 LENTO LN, EL CAJON, CA 92021-4230
Document Number0000610197
Instrument DateDec 15, 2019
Instrument2019-0610197
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address3189 FAIR ACRES LN, SPRING VALLEY, CA 91978-2335

Mortgage

Document Number0000610198
DateDec 27, 2019
Instrument2019-0610198
Lender
NameMISSION FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2050

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 13, 2017
Property Address320 LENTO LN, EL CAJON, CA 92021-4230
Document Number0000526149
Instrument DateOct 19, 2017
Instrument2017-0526149
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCORINTHIAN TITLE SD

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 710855, SANTEE, CA 92072-0855

Mortgage

Document Number0000526150
DateNov 13, 2017
Instrument2017-0526150
Lender
NameFIRST CALIFORNIA MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2047

Mortgage

Document Number0000526152
DateNov 13, 2017
Instrument2017-0526152
Lender
NameUNISON AGREEMENT CORP
TypeNon-Lending Institution
AddressSAN FRANCISCO, CA 94108
Agreement
TypeStand-Alone Second Mortgage

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateNov 13, 2017
Property Address320 LENTO LN, EL CAJON, CA 92021-4230
Document Number0000526148
Instrument DateOct 18, 2017
Instrument526148
Transaction TypeTransfer
Record UpdatedNov 17, 2017
Title CompanyCORINTHIAN TITLE-SD

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3286 MOUNT CAROL DR SAN DIEGO CA 921114629, SAN DIEGO, CA 92111-4629

Tax Assessment & Valuation

The 2025 property tax bill for 320 Lento Ln was $5,742.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$450,664 (+2%) Land $237,614 Building $213,050
2025$5,742.00$441,828 Land $232,955 Building $208,873
2023$5,609.00 (+1.76%)$424,673 Land $223,910 Building $200,763
2022$5,512.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 320 Lento Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1991–2026)
Claims Outside the SFHA2 of 4
Most Recent ClaimJan 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Lento Ln is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 91% of the US · above 74% of California
Wildfire Likelihood1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPADRE DAM MWD
serves 93,980 people · EPA ID CA3710037
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Lento Ln

Nearby Streets

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