320 Legend Dr, Mount Sterling, KY 40353 Property Records

Montgomery County property record for 320 Legend Dr, Mount Sterling, KY 40353

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 2000
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,904 (2025)
Flood Zone	Zone X (minimal risk)
APN	`031-70-01-045.00`

Property Details

APN / Parcel Number

Primary APN	`031-70-01-045.00`
Alternative APNs	`649565` `653503` `654048`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,092 sqft Living Area

Exterior

Year Built	Built 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Porch	Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	654048
Street Address	320 LEGEND DR
City	MOUNT STERLING
State	KY
Zip	40353-8726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARLINGTON PLACE LOT 45 & HOUSE
Legal Subdivision	ARLINGTON PLACE
Legal Lot Number	45
Jurisdiction	MONTGOMERY KY
Township / Civil Division	MOUNT STERLING
Census Block Group	3
Census Block	3002
Census Tract	920202

Owner

320 Legend Dr is owned and occupied by two individuals.

Source: Montgomery County records, as of January 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	320 LEGEND DR, MOUNT STERLING, KY 40353-8726
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0000346263
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 320 Legend Dr was $1,904.

Source: Montgomery County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Montgomery County
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,904.00	$175,000	$175,000
2023	$1,331.00	$123,745	$123,745

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Legend Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Legend Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT STERLING WATER WORKS serves 16,391 people · EPA ID KY0870298
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000