320 Laprairie St, Ferndale, MI 48220 Property Records

Oakland County property record for 320 Laprairie St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,767 sqft · built 1926
Lot Size	0.293 acres (12,763 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Aug 2026)
Tax Bill	$9,662 (2025)
Deeds & Mortgages	Aug 2026 Sale Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-34-378-012`

Property Details

APN / Parcel Number

Primary APN	`24-25-34-378-012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,767 sqft Living Area
1st Floor Area	1,233 sqft
Basement Area	1,168 sqft
Unfinished Basement	1,168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 2023
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,763 sqft (0.293 acres)
Lot Dimensions	255 ft deep x 50 ft wide
Garage Area	227 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	244 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	320 LAPRAIRIE ST
City	FERNDALE
State	MI
Zip	48220-3209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 34 WOODWARD FARMS SUB N 50 FT OF LOT 204
Legal Range	11E
Legal Township	01N
Legal Section	34
Legal Subdivision	WOODWARD FARMS SUB
Legal Lot Number	204
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	3
Census Block	3008
Census Tract	173400

Owner

Source: Oakland County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	582 MARIAVILLE RD, ELLSWORTH, ME 04605-3423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Warranty Deed, Transfer ATA NATIONAL TITLE
Jul 10, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 9, 2020	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Feb 28, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST PRIORITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2026 · Amount on Record
Deed Sale	Aug 19, 2026 · Amount on Record
Prior Sale	Jul 10, 2023 · Amount on Record
Deed Document Number	2026124109
Deed Book / Page	61476 / 107
Prior Transfer Date	May 19, 1999
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 19, 2026
Property Address	320 LAPRAIRIE ST, FERNDALE, MI 48220-3209
Document Number	0000124109
Book / Page	61476 / 107
Instrument Date	Aug 11, 2026
Instrument	2026124109
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$340,875.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 10, 2023
Property Address	320 LAPRAIRIE ST, FERNDALE, MI 48220-3209
Document Number	0000074463
Book / Page	58725 / 485
Map Reference	LB 7 PG 38
Instrument Date	Jul 3, 2023
Instrument	74463
Transaction Type	Transfer
Record Updated	Jul 26, 2023
Title Company	PARKS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,202.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12911 DARTMOUTH ST, OAK PARK, MI 48237-1627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7472 WOODROW WILSON ST, DETROIT, MI 48206-2681

Mortgage

Document Number	0058722183
Date	Jul 10, 2023
Instrument	58722/183

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	320 LAPRAIRIE ST, FERNDALE, MI 48220-3209
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046275
Date	Mar 9, 2020
Book Page	53921/99
Instrument	46275

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 28, 2017
Property Address	320 LAPRAIRIE ST, FERNDALE, MI 48220-3209
Document Number	0000037790
Book / Page	50426 / 00850
Map Reference	LB 7 PG 38
Instrument Date	Feb 2, 2017
Instrument	037790
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	FIRST PRIORITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$123.75
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13160 CARMICHAEL LN, 13160, CARMEL, IN 46074-8455

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 LAPRAIRIE ST, FERNDALE, MI 48220-3209

Mortgage

Document Number	, 037791
Date	Feb 28, 2017
Instrument	037791

Lender

Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2032

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,662.00 (-3.21%) Homeowner's exemption	$204,290 (+37.76%)	$408,580 (+37.76%)
2024	$9,982.00 (+74.27%)
2023		$148,290 (+9.3%)	$296,580 (+9.3%)
2022	$5,728.00 (-0.61%) Homeowner's exemption	$135,670	$271,340
2021	$5,763.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 728 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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