320 Lambton Ln, Naples, FL 34104 Property Records

Collier County property record for 320 Lambton Ln, Naples, FL 34104

Property Summary

Property Type	Single Family Home
Details	1,659 sqft · built 1993
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Jun 2018)
Tax Bill	$4,424 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`186100 344B32`

Property Details

APN / Parcel Number

Primary APN	`186100 344B32`
Alternative APNs	`23946003203045355344` `23946003203`

Interior

Stories	2 Stories
Building Area	1,659 sqft Living Area
1st Floor Area	1,659 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Lot Area	11,326 sqft (0.26 acres)
Pool Area	392 sqft
Deck Area	875 sqft

Location & Zoning

Street Address	320 LAMBTON LN
City	NAPLES
State	FL
Zip	34104-7865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BERKSHIRE LAKES UNIT #5 LOT 34
Legal Range	26
Legal Township	49
Legal Section	32
Legal Subdivision	BERKSHIRE LAKES UNIT 5
Legal Tract	186100
Legal Block	3
Legal Lot Number	34
Legal Unit	34
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3001
Census Tract	10514

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 LAMBTON LN, NAPLES, FL 34104-7865
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Jun 8, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2018 · Amount on Record
Deed Sale	Jun 8, 2018 · Amount on Record
Deed Document Number	20185568184
Deed Book / Page	5519 / 940
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	320 LAMBTON LN, NAPLES, FL 34104-7865
Transaction Type	Mortgage
Record Updated	Oct 11, 2021
Title Company	SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 LAMBTON LN, NAPLES, FL 34104-7865

Mortgage

Document Number	0060183026
Date	Sep 28, 2021
Book Page	6018/3026
Instrument	6134915

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	May 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 8, 2018
Property Address	320 LAMBTON LN, NAPLES, FL 34104-7865
Document Number	0055190940
Book / Page	005519 / 000940
Instrument Date	Jun 4, 2018
Instrument	5568184
Transaction Type	Transfer
Record Updated	Jun 28, 2018
Title Company	TOWNSEND TITLE INSURANCE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	320 LAMBTON LN NAPLES FL 341047865, NAPLES, FL 34104-7865

Mortgage

Document Number	55190942
Date	Jun 8, 2018
Book Page	005519/000942
Instrument	5568185

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2048

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$445,963 (+2.7%)	$569,061 (-2.91%) Land $260,010 Building $309,051
2025	$4,424.00 (+9.23%) Homeowner's exemption Widower's exemption	$434,239 (+5.99%)	$586,147 (-8.7%) Land $255,915 Building $330,232
2023	$4,050.00 (-3.32%) Homeowner's exemption Widower's exemption	$409,710 (+3%)	$642,035 (+2.69%) Land $283,140 Building $358,895
2022	$4,189.00 Homeowner's exemption Widower's exemption	$397,777	$625,228 Land $257,276 Building $367,952

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 116 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	116 in force
Nearby Flood Claims	4 (2017)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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