Bergen County and Upper Saddle River Borough property record for 320 Lake St, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 3,974 sqft · built 2013 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,230,000 (Aug 2014) |
| Tax Bill | $21,816 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-01204-0000-00007-01 |
| Primary APN | 63-01204-0000-00007-01 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,974 sqft Living Area |
|---|
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Lot Area | 38,333 sqft (0.88 acres) |
| Account Number | 154500 |
|---|---|
| Street Address | 320 LAKE ST |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .880 AC |
| Legal Block | 1204 |
| Legal Lot Number | 7.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 53201 |
Source: Bergen County and Upper Saddle River Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 LAKE ST, UPPER SADDLE RIVER, NJ 07458-1725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2014 · Amount on Record |
| Deed Sale | Aug 19, 2014 · Amount on Record |
| Prior Sale | May 14, 2012 |
| Deed Document Number | 201454986 |
| Deed Book / Page | 1732 / 2416 |
| Prior Transfer Date | May 28, 2013 |
| Prior Transfer Doc | 0014421084 |
| Record Updated | Oct 29, 2026 |
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $842,300 (-) Land $275,200 Building $567,100 | $842,300 (-) Land $275,200 Building $567,100 | |
| 2025 | $21,816.00 (+1.73%) | $842,300 (-) Land $275,200 Building $567,100 | $842,300 (-) Land $275,200 Building $567,100 |
| 2024 | $21,445.00 (+3.93%) | ||
| 2023 | $842,300 Land $275,200 Building $567,100 | $842,300 Land $275,200 Building $567,100 | |
| 2022 | $20,634.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures