320 Lake Shore Dr E, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 320 Lake Shore Dr E, Dunkirk, NY 14048

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.086 acres (3,750 sqft)
Owner	2 Individual Names on File
Last Sale	$180,800 (Oct 2026)
Tax Bill	$71 (2026)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Mar 2023 Sale
APN	`060300 79.08-5-17`

Property Details

APN / Parcel Number

Primary APN	`060300 79.08-5-17`
Alternative APNs	`03000790080005017000` `030089400`

Exterior

Lot Area	3,750 sqft (0.086 acres)
Lot Dimensions	100 ft deep x 37.5 ft wide

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	030089400
Street Address	320 LAKE SHORE DR E
City	DUNKIRK
State	NY
Zip	14048-1306
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R2
Legal Description	37.5 X 100 RES; OLD APN: 060300 22-2-17
Legal Block	5
Legal Lot Number	17.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	1
Census Block	1019
Census Tract	35500

Owner

320 Lake Shore Dr E, residential vacant land, is owned by two individuals who bought it in October 2026.

Source: Chautauqua County and Dunkirk City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	19 CHAUTAUQUA ST, FREDONIA, NY 14063-2225
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Warranty Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORPORATION
Mar 17, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2026 · Amount on File
Deed Sale	Oct 5, 2026 · Amount on File
Prior Sale	Aug 4, 2010 · Amount on File
Deed Document Number	20266768
Prior Transfer Date	Mar 15, 2023
Prior Transfer Doc	DE2023002252
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Oct 5, 2026
Property Address	320 LAKE SHORE DR E, DUNKIRK, NY 14048-1306
Document Number	0000006768
Instrument Date	Sep 24, 2026
Instrument	20266768
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73,043.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	19 CHAUTAUQUA ST, FREDONIA, NY 14063-2225

Mortgage

Document Number	0000003647,
Date	Oct 5, 2026
Instrument	20263647

Lender

Name	HOMESTEAD FUNDING CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Mar 17, 2023
Property Address	320 LAKE SHORE DR E, DUNKIRK, NY 14048-1306
Document Number	DE2023002252
Instrument Date	Mar 15, 2023
Instrument	DE2023002252
Transaction Type	Transfer
Record Updated	Apr 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2020 PONTIAC RD, EDEN, NY 14057-9542

Tax Assessment & Valuation

The 2026 property tax bill for 320 Lake Shore Dr E was $71, up 4.4% from the year before.

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
Municipality	Dunkirk City
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$71.00 (+4.41%)
2025	$68.00	$1,700 Land $1,700	$3,864 Land $3,864
2023		$1,700 (-) Land $1,700	$3,091 (+14.57%) Land $3,091
2022		$1,700 Land $1,700	$2,698 Land $2,698

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 320 Lake Shore Dr E; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 320 Lake Shore Dr E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNKIRK CITY serves 12,743 people · EPA ID NY0600360
Water Source	Surface water
Last State Inspection	Jul 2022
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DFT Local Service.

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