320 Lake Sandy Plains Rd, Tryon, NC 28782 Property Records

Polk County property record for 320 Lake Sandy Plains Rd, Tryon, NC 28782

Property Summary

Property Type	Other Improved
Lot Size	10 acres (436,036 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,435,000 (Apr 2025)
Tax Bill	$4,960 (2025)
Deeds & Mortgages	Apr 2025 Sale & Construction Loan Jul 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P96-182`

Property Details

APN / Parcel Number

Primary APN	`P96-182`
Alternative APN	`53290`

Exterior

Lot Area	436,036 sqft (10 acres)

Location & Zoning

Account Number	53290
Street Address	320 LAKE SANDY PLAINS RD
City	TRYON
State	NC
Zip	28782-0377
Property Category	Other
Property Type	Other > Other Improved
Legal Description	10.01 ACRE FUTURE DEVELOP, SPLIT FROM P96-162, 0D04A DERBYSHIRE OUTSIDE
Legal Subdivision	DERBYSHIRE OUTSIDE
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2025
Census Tract	920103

Owner

Source: Polk County records, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	755 GRAND BLVD, 105B, MIRAMAR BEACH, FL 32550-1839
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2025	Warranty Deed, Construction Loan · Construction Mortgage CHAMPIONS LENDING LLC
Jul 12, 2023	Intrafamily Transfer, Transfer
Jun 28, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2025 · Amount on Record
Deed Sale	Apr 30, 2025 · Amount on Record
Prior Sale	Jun 28, 2023 · Amount on Record
Prior Transfer Date	Jul 10, 2023
Prior Transfer Doc	000479/689
Record Updated	Jun 8, 2026

April 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Apr 30, 2025
Property Address	320 LAKE SANDY PLAINS RD, TRYON, NC 28782-0377
Document Number	00491/1683
Book / Page	491 / 1683
Instrument Date	Apr 29, 2025
Transaction Type	Construction Loan
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 S BENNINGTON DR, SPARTANBURG, SC 29307-2634

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	755 GRAND BLVD # 105B2, 105B2, MIRAMAR BEACH, FL 32550-1838

Mortgage

Document Number	0004911686
Date	Apr 30, 2025
Instrument	491/1686

Lender

Name	CHAMPIONS LENDING LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Jul 12, 2023
Property Address	320 LAKE SANDY PLAINS RD, TRYON, NC 28782-0377
Document Number	000479/689
Book / Page	479 / 689
Map Reference	CARD F PG 329
Instrument Date	Jul 10, 2023
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 S BENNINGTON DR, SPARTANBURG, SC 29307-2634

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	104 S BENNINGTON DR, SPARTANBURG, SC 29307-2634

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jun 28, 2023
Property Address	320 LAKE SANDY PLAINS RD, TRYON, NC 28782-0377
Document Number	0000479/32
Book / Page	479 / 32
Map Reference	FILE F PG 329
Instrument Date	Jun 21, 2023
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 FIRE TOWER RD, CAMDEN, SC 29020-1956

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 S BENNINGTON DR, SPARTANBURG, SC 29307-2634

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,960.00 (+497.59%)	$933,498 (+617.36%) Land $207,180 Building $726,318	$933,498 (+617.36%) Land $207,180 Building $726,318
2023	$830.00 (+3.23%)	$130,130 (-) Land $130,130
2022	$804.00	$130,130 Land $130,130
2021			$130,130 Land $130,130

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pangaea Internet Fiber	500 / 500
Windstream DSL	200 / 20

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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