Wright County property record for 320 Lake Dr E, Annandale, MN 55302
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,584 sqft · built 1989 |
| Lot Size | 0.686 acres (29,882 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (Jun 2016) |
| Tax Bill | $12,042 (2026) |
| Deeds & Mortgages | Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 102-012-002030 |
| Primary APN | 102-012-002030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,584 sqft Living Area |
| 1st Floor Area | 1,632 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 29,882 sqft (0.686 acres) |
| Lot Dimensions | 235 ft deep x 120 ft wide |
| Garage Area | 1,296 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 228 sqft |
| Storage Building | 936 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 320 LAKE DR E |
|---|---|
| City | ANNANDALE |
| State | MN |
| Zip | 55302-9102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-19 TWP-121 RANGE-027 HAHNS PLEASANT LAKE ADDN 2 BLOCK-002 THOSE PARTS OF LOTS 2 AND 3, BLOCK 2, HAHNS PLEASANT LAKE ADDI |
| Legal Range | 027 |
| Legal Township | 121 |
| Legal Section | 19 |
| Legal Subdivision | HAHNS PLEASANT LAKE ADDN 2 |
| Legal Block | 2,2 |
| Legal Lot Number | 2-3 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | ANNANDALE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 100402 |
320 Lake Dr E is owned and occupied by two individuals who bought it in June 2016.
Source: Wright County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 LAKE DR E, ANNANDALE, MN 55302-9102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2016 · Amount on File |
| Deed Sale | Jun 3, 2016 · Amount on File |
| Deed Document Number | 2016525979 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 320 LAKE DR E, ANNANDALE, MN 55302-9102 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001418945 |
|---|---|
| Date | Feb 20, 2020 |
| Instrument | 1418945 |
| Name | LAKE CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | ANNANDALE, MN 55302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 11, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Change Frequency | Monthly |
The 2026 property tax bill for 320 Lake Dr E was $12,042.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Annandale City |
| County | Wright County |
| Unified School District | Annandale Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,042.00 | $928,500 (-10.07%) Land $630,200 Building $298,300 | $928,500 (-10.07%) Land $630,200 Building $298,300 |
| 2025 | $1,032,500 Land $630,200 Building $402,300 | $1,032,500 Land $630,200 Building $402,300 | |
| 2023 | $7,836.00 (-1.63%) | $834,200 Land $441,200 Building $393,000 | $834,200 Land $441,200 Building $393,000 |
| 2022 | $7,966.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Lake Dr E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Lake Dr E is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Annandale serves 3,430 people · EPA ID MN1860002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 350 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Windstream.
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