320 Lake Ave, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 320 Lake Ave, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,368 sqft · built 1948
Lot Size	0.376 acres (16,350 sqft)
Owner	Individual Name on File
Last Sale	$169,900 (Jul 2021)
Tax Bill	$5,462 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145203 115.12-6-27`

Property Details

APN / Parcel Number

Primary APN	`145203 115.12-6-27`
Alternative APN	`52031151200006027000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,368 sqft Living Area
1st Floor Area	1,368 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	16,350 sqft (0.376 acres)
Lot Dimensions	108 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	340 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	320 LAKE AVE
City	LANCASTER
State	NY
Zip	14086-3127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SC10 1021 C 4TO9 INCL 15O X 1O8
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	6
Legal Lot Number	27.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1012
Census Tract	14300

Owner

320 Lake Ave is owned and occupied by an individual who bought it in July 2021.

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	320 LAKE AVE, LANCASTER, NY 14086-3127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2021 · Amount on File
Deed Sale	Jul 26, 2021 · Amount on File
Prior Sale	Dec 16, 2015 · Amount on File
Deed Document Number	20212021146015
Deed Book / Page	11384 / 1223
Prior Transfer Date	Dec 15, 2015
Prior Transfer Doc	0112895576
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Jul 26, 2021
Property Address	320 LAKE AVE, LANCASTER, NY 14086-3127
Document Number	0113841223
Book / Page	11384 / 1223
Map Reference	DOC 1021
Instrument Date	Jul 23, 2021
Instrument	2021146015
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36 THORNAPPLE LN, 36, LANCASTER, NY 14086-3117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 WAYNE ST, DEPEW, NY 14043-3513

Mortgage

Document Number	0140062755
Date	Jul 26, 2021
Book Page	14006/2755
Instrument	2021146016

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company
Address	ROCHESTER, NY 14618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 320 Lake Ave was $5,462, up 199.3% from the year before.

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Municipality	Lancaster Village
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,462.00 (+199.29%)
2025	$1,825.00 (-65.59%)	$159,000 (-) Land $48,600 Building $110,400	$248,438 (+12.52%) Land $75,938 Building $172,500
2024	$5,304.00	$159,000 (-) Land $48,600 Building $110,400	$220,800 (+4.15%) Land $67,490 Building $153,310
2023		$159,000 Land $48,600 Building $110,400	$212,000 Land $64,800 Building $147,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Lake Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Lake Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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