320 Lake Ave, Fairmont, MN 56031 Property Records

Martin County property record for 320 Lake Ave, Fairmont, MN 56031

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,768 sqft · built 1900
Lot Size	0.182 acres (7,928 sqft)
Owner	Individual Name on File
Last Sale	$24,000 (Apr 2020)
Tax Bill	$1,294 (2025)
Deeds & Mortgages	Apr 2020 Sale & Line of Credit
APN	`23.040.0910`

Property Details

APN / Parcel Number

Primary APN	`23.040.0910`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,768 sqft Living Area
1st Floor Area	824 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1902
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,928 sqft (0.182 acres)
Lot Dimensions	150 ft deep x 53 ft wide

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C

Location & Zoning

Street Address	320 LAKE AVE
City	FAIRMONT
State	MN
Zip	56031-1817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL LOT-005 BLOCK-017
Legal Subdivision	ORIGINAL
Legal Block	17
Legal Lot Number	5
Jurisdiction	MARTIN MN
Township / Civil Division	FAIRMONT
Census Block Group	2
Census Block	2035
Census Tract	790600

Owner

320 Lake Ave is owned by an individual who bought it in April 2020.

Source: Martin County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	612 1ST ST N, SAINT JAMES, MN 56081-1129
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2020 · Amount on File
Deed Sale	Apr 10, 2020 · Amount on File
Deed Document Number	2020444716
Record Updated	Sep 20, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN MN
Recording Date	Apr 10, 2020
Property Address	320 LAKE AVE, FAIRMONT, MN 56031-1817
Document Number	2020R444716
Instrument Date	Apr 10, 2020
Instrument	2020R-444716
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	NORTH GA TITLE INC, NORTH TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 LAKE AVE, FAIRMONT, MN 56031-1817

Mortgage

Document Number	2020R444717
Date	Apr 10, 2020
Instrument	2020R-444717

Lender

Name	FIRST NATIONAL BANK AT ST JAMES

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	2 Years

Tax Assessment & Valuation

The 2025 property tax bill for 320 Lake Ave was $1,294.

Source: Martin County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Martin County
Municipality	Fairmont City
Unified School District	Fairmont Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,600 (+17.89%) Land $13,900 Building $48,700	$62,600 (+17.89%) Land $13,900 Building $48,700
2025	$1,294.00	$53,100 Land $13,900 Building $39,200	$53,100 Land $13,900 Building $39,200
2023		$36,900 Land $7,100 Building $29,800	$36,900 Land $7,100 Building $29,800
2022	$978.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 320 Lake Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Lake Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Fairmont serves 10,328 people · EPA ID MN1460003
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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