Walton County property record for 320 Laird Dr, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,464 sqft · built 1973 |
| Lot Size | 0.917 acres (39,988 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $75,000 (Jul 2013) |
| Tax Bill | $789 (2024) |
| Deeds & Mortgages | Jun 2024 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 34-1S-19-23080-00D-0100 |
| Primary APN | 34-1S-19-23080-00D-0100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,464 sqft Living Area |
| Gross Area | 5,121 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 39,988 sqft (0.917 acres) |
| Lot Dimensions | 40 ft deep x 10 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
|---|---|
| Porch Area | 376 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1076056 |
|---|---|
| Street Address | 320 LAIRD DR |
| City | FREEPORT |
| State | FL |
| Zip | 32439-4625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BAYN |
| Legal Description | LOT 10 BLK D LAIRDS 2ND ADD PB 3-63 OR 49-259 OR 2275-127 OR 2903-3286 OR 2925-597 |
| Legal Range | 19W |
| Legal Township | 01S |
| Legal Section | 34 |
| Legal Subdivision | LAIRDS 2ND ADD AMEND |
| Legal Block | D |
| Legal Lot Number | 10 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 950502 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 LAIRD DR, FREEPORT, FL 32439-4625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2013 · Amount on Record |
| Deed Sale | Jul 11, 2013 · Amount on Record |
| Prior Sale | Aug 25, 2000 |
| Deed Document Number | 1245198 |
| Deed Book / Page | 2925 / 0597 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 320 LAIRD DR, FREEPORT, FL 32439-4625 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 320 LAIRD DR, FREEPORT, FL 32439-4625 |
| Document Number | 0033263299 |
|---|---|
| Date | Jun 4, 2024 |
| Book Page | 3326/3299 |
| Instrument | 20240019659 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | FREEPORT, FL 32439 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $461,122 (+124.59%) Land $283,400 Building $177,722 | $461,122 (+124.59%) Land $283,400 Building $177,722 | |
| 2024 | $789.00 (+65.41%) | ||
| 2023 | $477.00 (+2.14%) Homeowner's exemption | $205,315 (+62.1%) Land $174,945 Building $30,370 | $205,315 (+62.1%) Land $174,945 Building $30,370 |
| 2022 | $467.00 Homeowner's exemption | $126,656 Land $95,457 Building $31,199 | $126,656 Land $95,457 Building $31,199 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 126 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 126 in force |
| Nearby Flood Claims | 68 (1992–2021) |
| Claims Outside the SFHA | 7 of 68 |
| Most Recent Claim | Jun 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Wildstar Networks.
5G (outdoors only) and 4G LTE
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