Franklin County property record for 320 Lafayette St, Washington, MO 63090
| Property Type | Multi-Story Office Building |
|---|---|
| Details | 2,970 sqft · built 1940 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,995 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jan 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-5-22.0-1-078-320.000 |
| Primary APN | 10-5-22.0-1-078-320.000 |
|---|
| Units | 4 Units |
|---|---|
| Building Area | 2,970 sqft Total Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 4,356 sqft (0.1 acres) |
| Total Buildings | 2 Buildings |
| Street Address | 320 LAFAYETTE ST |
|---|---|
| City | WASHINGTON |
| State | MO |
| Zip | 63090-2649 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Multi-Story Office Building |
| Legal Description | HELFRICH, HOTZ, & BRANDTLOT 2 FOURTH & LAFAYETTE |
| Legal Subdivision | MARY A NORTHS |
| Legal Lot Number | 2 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3054 |
| Census Tract | 800302 |
320 Lafayette St, a commercial property, is owned by a company that acquired it in December 2025.
Source: Franklin County records, as of March 27, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 320 LAFAYETTE ST, WASHINGTON, MO 63090-2649 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF WASHINGTON |
| Jan 28, 2019 | Warranty Deed, Transfer · Line of Credit BANK OF WA |
| Oct 31, 2018 | Warranty Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2025 |
| Deed Sale | Dec 10, 2025 |
| Prior Sale | Sep 25, 2025 |
| Deed Document Number | 20252515750 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 320 LAFAYETTE ST, WASHINGTON, MO 63090-2649 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002210351 |
|---|---|
| Date | Jun 29, 2022 |
| Instrument | 2210351 |
| Name | BANK OF WASHINGTON |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Jan 28, 2019 |
| Property Address | 320 LAFAYETTE ST, WASHINGTON, MO 63090-2638 |
| Document Number | 0000001071 |
| Instrument Date | Jan 25, 2019 |
| Instrument | 1071 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2019 |
| Title Company | US TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 216 E LOCUST ST UNION MO 630841832, UNION, MO 63084-1832 |
| Document Number | 1072 |
|---|---|
| Date | Jan 28, 2019 |
| Instrument | 1072 |
| Name | BANK OF WA |
|---|---|
| Type | Bank |
| Address | WASHINGTON, MO 63090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jan 27, 2022 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Oct 31, 2018 |
| Property Address | 320 LAFAYETTE ST, WASHINGTON, MO 63090-2638 |
| Document Number | 0000015174 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 15174 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2317 E 5TH ST WASHINGTON MO 630903701, WASHINGTON, MO 63090-3701 |
The 2025 property tax bill for 320 Lafayette St was $1,995.
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Washington City |
| Unified School District | Washington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,995.00 | $35,777 | $188,300 Land $43,900 Building $144,400 |
| 2023 | $2,206.00 (+3.76%) | $38,866 | $204,560 Land $43,900 Building $160,660 |
| 2022 | $2,126.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Lafayette St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2015) |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 320 Lafayette St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON PWS serves 14,068 people · EPA ID MO6010838 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Jul 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
May also be available: AT&T, Gateway Fiber.
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