320 Kool Ln, Denison, TX 75021 Property Records

Grayson County property record for 320 Kool Ln, Denison, TX 75021 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	1,448 sqft · built 1974
Lot Size	1.44 acres (62,814 sqft)
Owner	2 Individual Names on File
Tax Bill	$402 (2024)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`107 0148004`

Property Details

APN / Parcel Number

Primary APN	`107 0148004`
Alternative APN	`117150`

Interior

Building Area	1,448 sqft Living Area
Gross Area	1,736 sqft
1st Floor Area	1,448 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1998
Lot Area	62,814 sqft (1.44 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	80 sqft
Utility Building	72 sqft

Location & Zoning

Account Number	117150
Old Parcel Number	107 0148004
Street Address	320 KOOL LN
City	DENISON
State	TX
Zip	75021-5158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-0148 B B B & C R R A-G0148, ACRES 1.442
Legal Subdivision	B B B & C R R A-G0148
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1030
Census Tract	101

Owner

Source: Grayson County records · APN 107 0148004

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	320 KOOL LN, DENISON, TX 75021-5158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 28, 2002
Deed Sale	Mar 28, 2002
Deed Document Number	0003225555
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	320 KOOL LN, DENISON, TX 75021-5158
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033834
Date	Oct 05, 2021
Instrument	2021-00033834

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Grayson County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Bells Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$170,330 (-37.63%) Land $93,809 Building $144,630	$238,439 (-12.69%) Land $93,809 Building $144,630
2024	$402.00 (-70.93%)
2023		$273,097 Land $89,029 Building $184,068	$273,097 Land $89,029 Building $184,068
2022	$1,383.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grayson County (48181C), updated October 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481810001011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Nearby Flood Policies	5 in force 5 of 5 on primary residences
Nearby Flood Claims	4 (1990–2015)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2015, river or lake flooding, Severe Storms, Tornadoes, Straight-line Winds And Flooding
Flood Events	Severe Storms, Tornadoes, Straight-line Winds And Flooding (Jun 2015), 2 claims Severe Storms, Tornadoes & Flooding (May 1990), 2 claims

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 20% of Texas
Wildfire Likelihood	About 1 in 1,205 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.