320 Kienas Rd, Kalispell, MT 59901 Property Records

Flathead County property record for 320 Kienas Rd, Kalispell, MT 59901

Property Summary

Property Type	Rural Home
Details	4 bd · 4 ba · 2,012 sqft · built 1993
Lot Size	20.4 acres (891,673 sqft)
Owner	Individual Name on File
Tax Bill	$3,245 (2023)
Deeds & Mortgages	Nov 2025 Line of Credit Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R07100574`

Property Details

APN / Parcel Number

Primary APN	`R07100574`
Alternative APNs	`07-3965-18-4-01-04-0000` `0000980463`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,012 sqft Living Area
Gross Area	3,228 sqft
1st Floor Area	2,012 sqft
Basement Area	1,216 sqft
Finished Basement	1,216 sqft

Exterior

Year Built	Built 1993
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	891,673 sqft (20.4 acres)
Terrain	Wooded
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000980463
Street Address	320 KIENAS RD
City	KALISPELL
State	MT
Zip	59901-7212
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S18, T28 N, R22 W, ACRES 20.47, CS 10894-A & CS 21652-A, TR 3ACA IN S2NE4SE4
Legal Range	22W
Legal Township	28N
Legal Section	18
Legal Quarter	SE
Legal Subdivision	CERTIFICATE/SURV 10894
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL NORTHWEST
Census Block Group	1
Census Block	1037
Census Tract	1701

Owner

Source: Flathead County records · APN R07100574

Assessment roll updated December 31, 2022 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	320 KIENAS RD, KALISPELL, MT 59901-7212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 03, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Feb 24, 2020	Deed of Trust, Mortgage · FHA Mortgage WINTRUST MORTGAGE
Dec 21, 2020	Warranty Deed, Transfer · Commercial Mortgage CAROL VERGIN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 21, 2020
Deed Sale	Dec 21, 2020
Prior Sale	Apr 08, 2016
Deed Document Number	202000042943
Record Updated	Jun 07, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	320 KIENAS RD, KALISPELL, MT 59901-7212
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 KIENAS RD, KALISPELL, MT 59901-7212

Mortgage

Document Number	202500023739
Date	Nov 03, 2025
Instrument	202500023739

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	320 KIENAS RD, KALISPELL, MT 59901-7212
Transaction Type	Mortgage
Record Updated	May 28, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000004890
Date	Feb 24, 2020
Instrument	202000004890

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Dec 21, 2020
Property Address	320 KIENAS RD, KALISPELL, MT 59901-7212
Document Number	202000042943
Instrument Date	Dec 21, 2020
Instrument	202000042943
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 KIENAS RD, KALISPELL, MT 59901-7212

Mortgage

Document Number	202000042944
Date	Dec 21, 2020
Instrument	202000042944

Lender

Name	CAROL VERGIN
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 21, 2025

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated December 31, 2022 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Smith Valley Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,245.00	$421,672	$421,672 Land $120,172 Building $301,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 16, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 45% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Richon Fixed Wireless	100 / 50
Lumen Technologies DSL	40 / 3

May also be available: AT&T, MontanaSky Networks, Spectrum.

Based on FCC filings for 10 locations within half a mile of this property.

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