320 Kelly Rd, Dover, NC 28526 Property Records

Craven County property record for 320 Kelly Rd, Dover, NC 28526

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,630 sqft · built 1961
Lot Size1 acres (43,539 sqft)
Owner2 Individual Names on Record
Tax Bill$1,566 (2026)
Deeds & MortgagesSep 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN3-058-129

Property Details

APN / Parcel Number

Primary APN3-058-129
Alternative APN
  • 46185

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area3,630 sqft Living Area
1st Floor Area3,738 sqft
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Exterior MaterialAluminum/Vinyl
Foundation TypeMasonry
Roof TypeGable
Roof MaterialMetal
Lot Area43,539 sqft (1 acres)
Lot Dimensions272 ft deep x 136 ft wide
Storage Building240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number46185
Street Address320 KELLY RD
CityDOVER
StateNC
Zip28526-9388
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 1 & 2 SURVEY FOR BETTIE KELLY & WINFRED E PARKER
Legal Tract1
JurisdictionCRAVEN NC
Township / Civil Division3
Census Block Group2
Census Block2016
Census Tract960302

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address320 KELLY RD, DOVER, NC 28526-9388
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 8, 2002
Deed SaleMay 8, 2002
Deed Book / Page1910 / 739
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAVEN NC
Property Address320 KELLY RD, DOVER, NC 28526-9388
Transaction TypeMortgage
Record UpdatedSep 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003775/322
DateSep 5, 2023
Book Page3775/322
Instrument10116932
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2053

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,566.00$285,340 (-) Land $13,500 Building $271,840$285,340 (-) Land $13,500 Building $271,840
2025$1,566.00 (+7.41%)$285,340 (+4.85%) Land $13,500 Building $271,840$285,340 (+4.85%) Land $13,500 Building $271,840
2023$1,458.00 (+25.91%)$272,130 (+64.06%) Land $13,500 Building $258,630$272,130 (+64.06%) Land $13,500 Building $258,630
2022$1,158.00$165,870 Land $13,500 Building $152,370
2018$165,870 Land $13,500 Building $152,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2016–2018)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRAVEN COUNTY WATER SYSTEM
serves 37,848 people · EPA ID NC0425055
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Kelly Rd

Nearby Streets

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