320 Kaley St, Fruita, CO 81521 Property Records

Mesa County property record for 320 Kaley St, Fruita, CO 81521

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,754 sqft · built 2003
Lot Size0.22 acres (9,583 sqft)
OwnerCompany Name on Record
Last Sale$306,000 (May 2019)
Tax Bill$2,129 (2025)
Deeds & MortgagesAug 2019 Transfer
May 2019 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN2697-202-24-005

Property Details

APN / Parcel Number

Primary APN2697-202-24-005
Alternative APN
  • R013844

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,754 sqft Living Area
Gross Area2,218 sqft
1st Floor Area1,754 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area464 sqft
PorchOpen/Unfinished Porch
Porch Area228 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberR013844
Street Address320 KALEY ST
CityFRUITA
StateCO
Zip81521-2462
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 BLK 1 LIBERTY GLEN SUBDIVISION SEC 20 1N 2W - 0.22AC & AN UND INT IN OUTLOTS
Legal Range002
Legal Township01N
Legal Section20
Legal SubdivisionLIBERTY GLEN SUBDIVISION
Legal Block1
Legal Lot Number5
JurisdictionMESA CO
Township / Civil DivisionFRUITA
Census Block Group1
Census Block1044
Census Tract1504

Owner

Source: Mesa County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address320 KALEY ST, FRUITA, CO 81521-2462
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
May 2, 2019Grant Deed, Transfer · Construction Mortgage
CINDY DAY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2019 · Amount on Record
Deed SaleMay 2, 2019 · Amount on Record
Prior SaleJul 14, 2014 · Amount on Record
Deed Document Number20192878315
Last Transfer DateAug 30, 2019
Transfer Doc0002893186
Record UpdatedOct 29, 2026

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMESA CO
Recording DateAug 30, 2019
Property Address320 KALEY ST, FRUITA, CO 81521-2462
Document Number0002893186
Instrument DateAug 30, 2019
Instrument2893186
Transaction TypeTransfer
Record UpdatedSep 23, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address320 KALEY ST FRUITA CO 815212462, FRUITA, CO 81521-2462

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMESA CO
Recording DateMay 2, 2019
Property Address320 KALEY ST, FRUITA, CO 81521-2462
Document Number0002878315
Instrument DateApr 29, 2019
Instrument2878315
Transaction TypeTransfer
Record UpdatedMay 21, 2019
Title CompanyLAND TITLE GUARANTEE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$30.60
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 KALEY ST FRUITA CO 815212462, FRUITA, CO 81521-2462

Mortgage

Document Number2878615
DateMay 2, 2019
Instrument2878615
Lender
NameCINDY DAY
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 1, 2020
Interest
Rate5.5%

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMesa County
MunicipalityFruita City
Unified School DistrictMesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,129.00 (+6.77%)$25,560 (+5.1%) Land $6,690 Building $18,870$408,910 (+12.62%) Land $107,000 Building $301,910
2024$1,994.00 (+0.55%)$24,320 (-) Land $5,700 Building $18,620
2023$1,983.00 (+10.11%)$24,320 (+11.97%) Land $5,700 Building $18,620$363,090 (+16.2%) Land $85,110 Building $277,980
2022$1,801.00$21,720 Land $4,170 Building $17,550
2021$312,480 Land $60,000 Building $252,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUTE WCD
serves 92,580 people · EPA ID CO0139791
Water SourceSurface water
Last State InspectionNov 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Clearnetworx
Fiber
1,000 / 1,000

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