State of Hawaii and Hawaii County property record for 320 Kaiwiki Rd, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 932 sqft · built 1975 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $243 (2025) |
| Deeds & Mortgages | Feb 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-6-027-016 |
| Primary APN | 3-2-6-027-016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 932 sqft Living Area |
| 1st Floor Area | 932 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 9,000 sqft (0.207 acres) |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 320 KAIWIKI RD |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-9704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1A |
| Legal Subdivision | WAINAKU ADDITION |
| Legal Lot Number | 16 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 20202 |
320 Kaiwiki Rd is owner-occupied and held in a trust.
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 320 KAIWIKI RD, HILO, HI 96720-9704 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 320 KAIWIKI RD, HILO, HI 96720-9704 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FAM |
| Name | Verified Name |
|---|
| Document Number | 0A69980370 |
|---|---|
| Date | Feb 28, 2019 |
| Instrument | A-69980370 |
| Name | CU HAWAII FCU |
|---|---|
| Type | Credit Union |
| Address | HILO, HI 96720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 27, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 320 Kaiwiki Rd was $243 with a homeowner's exemption.
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $194,500 (+3.02%) Land $55,300 Building $139,200 | $350,600 (+3.76%) Land $139,300 Building $211,300 | |
| 2025 | $243.00 | $188,800 (+3%) Land $55,300 Building $133,500 | $337,900 (+6.86%) Land $126,600 Building $211,300 |
| 2024 | $183,300 (+2.98%) Land $55,300 Building $128,000 | $316,200 (+6.61%) Land $115,000 Building $201,200 | |
| 2023 | $230.00 Homeowner's exemption | $178,000 Land $55,300 Building $122,700 | $296,600 Land $109,500 Building $187,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Kaiwiki Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2001) |
| Most Recent Claim | Nov 2001 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Kaiwiki Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 1,000 |
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