320 Jeanette Dr, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 320 Jeanette Dr, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,260 sqft · built 1982
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Sep 2023)
Tax Bill	$6,741 (2026)
Deeds & Mortgages	May 2022 Line of Credit Apr 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`422800 70.6-1-37`

Property Details

APN / Parcel Number

Primary APN	`422800 70.6-1-37`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Game Room	Game Room

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	36,155 sqft (0.83 acres)
Lot Dimensions	237 ft deep x 111 ft wide
Garage Type	Basement

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Patio Area	400 sqft
Shed	1 Shed
Shed Area	300 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	320 JEANETTE DR
City	SCHENECTADY
State	NY
Zip	12306-9410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Block	1
Legal Lot Number	37.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1014
Census Tract	33002

Owner

320 Jeanette Dr is owned and occupied by two individuals who bought it in September 2023.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	320 JEANETTE DR, SCHENECTADY, NY 12306-9410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Apr 8, 2021	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
May 6, 2020	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Mar 11, 2019	Loan Modification, Mortgage · Line of Credit TRUSTCO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2023 · Amount on File
Deed Sale	Sep 6, 2023 · Amount on File
Deed Document Number	202350495
Deed Book / Page	2115 / 382
Prior Transfer Date	Aug 17, 2023
Prior Transfer Doc	0000050495
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	320 JEANETTE DR, SCHENECTADY, NY 12306-9410
Transaction Type	Mortgage
Record Updated	May 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 JEANETTE DR, SCHENECTADY, NY 12306-9410

Mortgage

Document Number	0000023183
Date	May 2, 2022
Book Page	5223/572
Instrument	202223183

Lender

Name	TRUSTCO BANK
Type	Bank
Address	SCHENECTADY, NY 12302

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	320 JEANETTE DR, SCHENECTADY, NY 12306-9410
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 JEANETTE DR, SCHENECTADY, NY 12306-9410

Mortgage

Document Number	0000016753
Date	Apr 8, 2021
Book Page	5088/474
Instrument	202116753

Lender

Name	TRUSTCO BANK
Type	Bank
Address	SCHENECTADY, NY 12302

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	320 JEANETTE DR, SCHENECTADY, NY 12306-9410
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013335
Date	May 6, 2020
Book Page	4986/340
Instrument	202013335

Lender

Name	TRUSTCO BANK
Type	Bank
Address	SCHENECTADY, NY 12302

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCHENECTADY NY
Property Address	320 JEANETTE DR, SCHENECTADY, NY 12306-9410
Document Number	0000014452
Instrument Date	Mar 11, 2019
Transaction Type	Mortgage
Record Updated	Apr 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 JEANETTE DR SCHENECTADY NY 123069410, SCHENECTADY, NY 12306-9410

Mortgage

Document Number	0000014452
Date	Apr 3, 2019
Book Page	004903/000328
Instrument	14452

Lender

Name	TRUSTCO BK
Type	Bank
Address	GLENVILLE, NY 12302

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	16%

Tax Assessment & Valuation

The 2026 property tax bill for 320 Jeanette Dr was $6,741 with exemptions applied, down 1.9% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,741.00 (-1.92%) Homeowner's exemption Senior Citizen's exemption
2025	$6,873.00	$181,200 Land $48,300 Building $132,900	$278,769 Land $74,308 Building $204,461
2023		$171,400 Land $48,300 Building $123,100	$225,500 Land $63,545 Building $161,955

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Jeanette Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Jeanette Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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